I worked in Detroit for years and never got mugged. I did once in a western suburb of Detroit a long time ago though. Got out of my car in broad daylight to walk into a restaurant and a van pulled up to block off the view of the restaurant entrance and held me up at gunpoint. Many, many people around. Just brazen.
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Apple Pay With iPhone 6 Demoed in McDonald's Purchase
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I worked in Detroit for years and never got mugged. I did once in a western suburb of Detroit a long time ago though. Got out of my car in broad daylight to walk into a restaurant and a van pulled up to block off the view of the restaurant entrance and held me up at gunpoint. Many, many people around. Just brazen.
I don't really have an answer for the confirmation, but just to be clear, you say that unlocking the phone and going to passbook is not necessary? Just place the phone by the terminal?
I know they've already had double and triple-layered ones... but this is probably our only chance at getting a quad.
The phone KNOWS you are near a terminal, even when locked, and will allow you to pay without doing anything but touching your finger on the Touch ID.
This is how the iPhone works in many instances - my Walgreens card comes up when I'm in a walgreens without me doing anything.
When I scan my Discover or US Bank Visa Apple Pay responds stating these cards are not supported. Nice
In time I think they will. I was disappointed that my Comerica debit card wasn't accepted but all my credit cards except Discover were. Still would like the debit card (Cash) option though.
Wait until most terminals are switched to chip n' pin in the next year or two. There will be no more swiping and no pin.
Anybody else have any issues with transactions declining?
Added both my Chase Southwest Rapid Rewards Visa and my Costco Amex. Went to the Pepsi machine here at work that takes NFC to try it out. Tried on the Visa and it declined my transaction. Tried with the Amex and the transaction went through. Under the transactions on my Visa it shows the vendor name and the price and just says declined, no other explanation. Amex shows the transaction just like a normal CC transaction.
Added both my Chase Southwest Rapid Rewards Visa and my Costco Amex. Went to the Pepsi machine here at work that takes NFC to try it out. Tried on the Visa and it declined my transaction. Tried with the Amex and the transaction went through. Under the transactions on my Visa it shows the vendor name and the price and just says declined, no other explanation. Amex shows the transaction just like a normal CC transaction.
Tap-to-pay isn't that common here, but it's slowly rolling out. We are just getting started with PIN now, and it won't be "mandatory" until October 2015 (i.e. that's when liability for fraud using magnetic strips shifts from the bank to the retailer). And most card issuers are actually going to go to chip-and-signature rather than chip-and-PIN (Wells Fargo will use chip-and-PIN but Citi is using chip-and-signature).
Most already have a phone either in their hand or on their side. Sometimes I keep my card in my shirt pocket for quick and easy access. It falls out from time to time. Cards magnetic strips also wear out over so many uses. Atleast I don't have to put a plastic bag over my phone to make it work when it's worn. Oh, and no touching that nasty terminal.
Well that has to be the most cringe-worthy & embarrassing tech demo in all of history.
I'll stick to using my debit card & cash.
incorrect. you do *not* need to open the app or even unlock your phone. you can keep it in sleep, put it up there and put your finger on the sensor, it reads and vibrates to confirm.