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This is exactly why NFC payments will never hit the ground in the US. I hate to say this but not everyone buys an iPhone so for Apple to attempt to "lock up" a technology, will kill it for everyone, including Apple. Come one google, work your magic and show em how it's done.

its the other way around. google has been trying for years. now apple is showing them how to do it.
 
I had a good laugh reading the posts on this.

Had headline been : PayPal joins apple pay and ditches samsung

People would be posting how it's and awesome deal that will revolutionise payments processing....

Paypal teams up with samsung = worst company ever! and here come the flood of hate posts.

iSheep..... What iSheep???

I'm really disappointed that Apple walked away, it's a bit childish to expect another company to work with just you, especially given how heavily apply rely of samsung parts in their devices.

Sorry people , this is your loss. Apple pay is looking more and more like another big feature that never makes it. At least for anyone outside the US, I can't see us getting it for a few years, IF it's successful.
 
Might not want to exclude Paypal and Samsung devices altogether, otherwise Apple Pay will wilt and die eventually. Paypal is the king of payment processing, whether you like them or not.

Where do you shop that makes PayPal the "king of payment processing" for you? I do nearly all my shopping online and only once every 5-6 months out of hundreds of transactions do I encounter a vendor that requires utilizing PayPal.
 
Wow, looks like almost everybody in this thread has no idea what this deal would of meant.

It's absolutely nothing to do with the consumer.

If Apple had included PayPal, it wouldn't have given consumers any more choice.

This is ONLY for App developers to use in their payment API's.

This means if I make an app and want to take payment, and I currently use PayPal to do that on my website, I will have to choose another provider for the app. The list of providers are as follows:

Authorize.Net
Chase Paymentech
CyberSource
First Data
Stripe
TSYS

(havn't heard of any of those? then this deal would of never have concerned you anyway)

This has absolutely no effect on the way the user pays. The user still puts their finger on the Touch ID.

So please, everybody complaining that Apple is taking too much control away from the users and this is only bad for the users - shut up, you have no idea what you're talking about.
 
Far better to stick with Visa and MasterCard, no banks issue cards from PayPal. Plus, no one wants to pay double fees.

Pay Pal sucks. Last month, some ******* in India hacked my password (as there was a lot of hacking into PayPal accounts recently) into my PayPal account and chargedmy account $9 for a freaking T-shirt that was being sent to India. They did manage to credit my account back, but as it stands PAY PAL SUCKS. I don't think it's that secure. At least not as of last month.

I HATE PAY PAL. It's a VERY confusing payment method IMO and they only got to where they are because of eBay, which is owned by the same company.
 
A lot of people aren't getting how pay works questioning if it won't take off in Europe???

We've adapted to a lot of card changes over the past decade with chip and pin becoming the standard 10 years ago Pay is just another version of contactless which is already in wide use across europe. I use it in McDonalds SDtarbucks costa the post office. It's great anything under £20 I just put my card on it and I'm done. The London underground can also take contactless payments now so we are extremely primed for pay

The acceptance of pay is simply a system update at the head office of whatever company wants to take it if the equipment is already in place. A few years ago master card and visa were accepted everywhere in the UK but AMEX wasn't as widely accepted but now more places take it and that was just a change at a company's HQ

Contactless payment is contactless payment. Google Wallet, contactless cards and pay are all just versions of it and stores won't need to be one or the other once they have the readers at till points they can accept any of them when they decide too.
For the consumer it will become 'just put your phone here' any NFC phone you use

It will launch just after iTunes Radio ;) it's not how it works that is the problem in Europe , it's apple pulling its finger out and bringing it over. Don't expect it before iPhone 7 or 8 , if it's successful
 
If you had the choice between partnering Samsung and Apple, why on Earth would you choose Samsung?

Customers spend more on Apple devices.
 
Sorry people , this is your loss. Apple pay is looking more and more like another big feature that never makes it. At least for anyone outside the US, I can't see us getting it for a few years, IF it's successful.

outside the US paypal isn't that big a deal either. i don't see your point.
 
My guess is that Apple wanted exclusivity to differentiate itself from Samsung. Once that was no longer possible, Apple had no interest in partnering with PayPal.

Or even: "don't partner with the company that keeps sh*ting on us in all their ads".
 
No need to include paypal. They are not a creditor or a bank. They are just another middle man.

What is a creditor or a bank if not just another middle man?

Too many companies, including banks and creditors, are just middle men in the payment processing business. We don't need middle men at all in processing payments between two parties. The digital system should mirror the AFK system perfectly. Digital payments should work just like cash.
 
Apple forgets that consumers drive the success of Apple Pay. I suggest that Apple stop being whinny little baby and ink a deal.
 
Corporations are people, my friend. Sociopathic people.

Very good!

BTW, doesn't the greatest amount of on-line buying take place on iOS? Fewer phones out there than Android, but Apple owners spend more. If so, it would seem to be a mistake to go against Apple in this way.
 
I don't like your new friend so now I'm not gonna play with you anymore... grow up Apple.

This has nothing to do with Apple being a brat. It's called conflict of interest. If someone decides to work at Apple, they can't work at Microsoft. Or Gap versus Abercrombie. It sounds childish at first, but if you think about it, it makes sense.
 
This is exactly why NFC payments will never hit the ground in the US. I hate to say this but not everyone buys an iPhone so for Apple to attempt to "lock up" a technology, will kill it for everyone, including Apple. Come one google, work your magic and show em how it's done.

Google doesn't have the reach. The system is too fragmented with only a small percentage of android handsets having NFC capability. What Apple is doing right in this situation is backing it full on with payment partnerships and all new phones and tablets (likely) supporting it. In two years the absolute majority of Apple users will have NFC, which is a much much larger group than all users with Android NFC phones combined. That is why it will be successful.
 
Pay Pal sucks. Last month, some ******* in India hacked my password (as there was a lot of hacking into PayPal accounts recently) into my PayPal account and chargedmy account $9 for a freaking T-shirt that was being sent to India. They did manage to credit my account back, but as it stands PAY PAL SUCKS. I don't think it's that secure. At least not as of last month.

I HATE PAY PAL. It's a VERY confusing payment method IMO and they only got to where they are because of eBay, which is owned by the same company.


So somebody hacks PayPal account= PayPal sucks. Someone hacks iCloud account=users fault for weak password choice.
 
I have never understood Paypal. There are no protections for the seller, everything is geared toward the buyer.
 
Fear

It may be just me, but I actually like that Apple can still show some old competitive Steve-Jobsian ANGER. I'm glad that even in the kindler, gentler Cook era Apple can still get angry. I'm glad that there are still consequences to crossing Apple. I'm glad that Apple is still willing to be somewhat petty and pull deals just to punish those that deal with their competitors. It's good. It's competitive.

With all the Apple leaks and PR snafus and general niceness lately, maybe this will restore a little much-needed FEAR in those dealing with Apple. Because that fear sprinkled throughout the Apple ecosystem has always greased the wheels of Apple having the leverage, autonomy, and secrecy to deliver greatness to us. Steve knew that.
 
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