This is what I did, the only thing I had to do was setup my apple watch and my car seems it didn't save bluetooth. It also didn't save passwords so I have to re-enter them. It did restore all my apps though. In other words it works for the most part. I will probably do a clean restore if a JB comes out.
None of that ever happened to me when I was bouncing back n forth between 9.0.2 release and 9.1 beta. Never touched my passwords or anything. It was just a straight iOS 9.1 beta to iOS 9.0.2 version change. For me everything was 100% intact. (Did it I think 3 times and each time was good)