I think the retailers care very much or they wouldn't have moved so quickly to disable the capability.
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Apple Responds to CVS/Rite Aid Controversy: 'Overwhelmingly Positive' Response, Working to Add Merchants
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I think the retailers care very much or they wouldn't have moved so quickly to disable the capability.
Why?
But then I imagine Neiman Marcus shoppers feel the same way about where you shop.
Really? Where do you shop then?
Sorry but if walmart, Target, Sears, and Kmart are not on board then apple pay is never taking off.
That sounds good. I have free checking and never have any fees so I've never looked into how many debits I definitely have for free. I just almost always say, "credit" when I want to essentially pay "cash" but don't have the currency on me.
I think it comes down to the managers of the different stores actually doing whatever they have to do to turn NFC off there may be a few who say "screw this", are too ignorant/lazy to do it or have a knowledgable employ who "turned it back on".
With Visa, MC, and AmEx on board along with major banks such as JPMorgan Chase Bank NA, Citibank, Citizens, etc, Apple Pay and other NFC tokenization systems will find their place. When retailers have to move away from mag-stripe POS systems in Oct 2015 or eat the costs of fraudulent transactions, EMV, chip + pin and NFC systems will take hold.
Sears and Kmart are barely hanging on (Sears does well with major appliances, about it), Walmart I could not care less about (see my comment, #50), and I don't shop at Target. So, no, I don't patron those stores and no one I know does.
With Visa, MC, and AmEx on board along with major banks such as JPMorgan Chase Bank NA, Citibank, Citizens, etc, Apple Pay and other NFC tokenization systems will find their place. When retailers have to move away from mag-stripe POS systems in Oct 2015 or eat the costs of fraudulent transactions, EMV, chip + pin and NFC systems will take hold.
Sears and Kmart are barely hanging on (Sears does well with major appliances, about it), Walmart I could not care less about (see my comment, #50), and I don't shop at Target. So, no, I don't patron those stores and no one I know does.
Sorry dude but everyone shops at target or walmart. Where you gonna get toys for the kids, or food, or toilet paper. Let me guess, walgreens. LOL. And the credit card is NEVER going away. Sorry.
Nope, shop at Wegmans (prescriptions too), Whole Foods, Walgreens on a rare occasion, Trader Joe's, and the rest online. Seriously, I do about 90% of my shopping online. Saks, Gilt, Bloomingdale's, Barney's, various clothing designers from Vince, Theory, Kent and Curwen, Simon Miller, John Varvatos. I refuse to shop at Walmart for business and political reasons (again, see #50), and sometimes Amazon. Oh, and of course, Apple.
Oh, I agree 100%, the CC will never go away. It's the only way to establish a credit history with the three bureau's - Equifax, Transunion and Experian. Checking/Debit purchases do not count, hopefully that will change with Suze Orman's petition, otherwise if you want to get a mortgage, loan, good interest rate's, etc., you need a credit history. However, how credit cards are used will change, merchants will have to next year - play by the rules or pay by the rules.
You do realize that Google wallet is tokenized?
Only real difference is touch id vs. Pin.
First, Target is an ApplePay partner.
Second, reading the statement by Walmart... you've got to be kidding me.... The same folks that have been the subject of so many security breaches want my SSN, DL number and access to my bank account. Yea, hmm, let me think... NO!
They "MCX’s members believe merchants are in the best position to provide a mobile solution because of their deep insights into their customers’ shopping and buying experiences." Sorry, just waiting for them to have a breach and I'm sure folks are trying. Not saying Apple isn't a target but I hear more about retail chains being hacked.
Second, reading the statement by Walmart... you've got to be kidding me.... The same folks that have been the subject of so many security breaches want my SSN, DL number and access to my bank account. Yea, hmm, let me think... NO!
They "MCX’s members believe merchants are in the best position to provide a mobile solution because of their deep insights into their customers’ shopping and buying experiences." Sorry, just waiting for them to have a breach and I'm sure folks are trying. Not saying Apple isn't a target but I hear more about retail chains being hacked.
"There are certainly a lot of compelling technologies being developed, which is great for the mobile-commerce industry as a whole. Ultimately, what matters is that consumers have a payment option that is widely accepted, secure and developed with their best interests in mind. MCX member merchants already collectively serve a majority of Americans every day. MCXs members believe merchants are in the best position to provide a mobile solution because of their deep insights into their customers shopping and buying experiences."
Translation: Apple isn't forking over your customer information, which means we can't track every purchase you make. This displeases our corporate overlords.
Translation: Apple isn't forking over your customer information, which means we can't track every purchase you make. This displeases our corporate overlords.
Heh, their PR is spinning like the Tasmanian Devil. They must know that public outrage will annihilate what little chance CurrentC ever had of taking off to begin with.
Only on Target.com is Target an Apple Pay partner. In the stores, they are a member of MCX.
I used Applepay at the Apple store today to buy my screen protector for my new iPhone 6 Plus.
Worked very smoothly!
Worked very smoothly!
MCX isn't meant to protect consumers, but rather to increase their profit margins.
The only thing that protects people for free is their Mommas. Corporations do nothing out of the kindness of their hearts. Never have, never will. They are all just trying to figure out how to keep that piece of the pie.
I don't think they will. Apple is about selling iPhones and making the iPhone experience as smooth as possible. That would include letting folks use the payment methods of their choice.
CurrentC will die soon enough. Take a look at the reviews of its app. Not good, and CurrentC hasn't even gotten started. I think most participating retailers will either pressure CurrentC to allow them to also accept NFC, or will drop out altogether as soon as their contracts allow.
I didn't see this before MacRumors. You might want to do another article on their response as I'm not sure a lot of people are seeing it.
This "response" is pathetic. No willing consumer will see handing over their SSN and DL number as being pro-consumer.
Nope, shop at Wegmans (prescriptions too), Whole Foods, Walgreens on a rare occasion, Trader Joe's, and the rest online. Seriously, I do about 90% of my shopping online. Saks, Gilt, Bloomingdale's, Barney's, various clothing designers from Vince, Theory, Kent and Curwen, Simon Miller, John Varvatos. I refuse to shop at Walmart for business and political reasons (again, see #50), and sometimes Amazon. Oh, and of course, Apple.
Oh, I agree 100%, the CC will never go away. It's the only way to establish a credit history with the three bureau's - Equifax, Transunion and Experian. Checking/Debit purchases do not count, hopefully that will change with Suze Orman's petition, otherwise if you want to get a mortgage, loan, good interest rate's, etc., you need a credit history. However, how credit cards are used will change, merchants will have to next year - play by the rules or pay by the rules.
where do you live with both a Wegmans and Whole Foods???
I used Apple Pay for the first time this past weekend at Wegmans and Whole Foods and I LOVED it. It was so easy and I love the extra security it provides over swiping my card.