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Jesus tap-dancing Christ.

Now you have to gently clean your credit card. With a microfiber cloth.

It used to be, until like yesterday, that credit cards last for however many years the bank says they'll last.

What's next? I'll need take it to bed and we'll cuddle, listening to the soothing sounds of Phil Collins' "In the Air Tonight"?

From the creators of the:

-Apple Card Unboxing
-Apple Card Review
-Waiting for the Apple Card
-I'll Post My Credit Score, APR and Credit Limit for the Entire Internet To See Even Though I Should Know Better

Comes the "sex with my Apple Card" thread
 
NFC cards have been universal in Australia for at least a decade; 15 years even (longer than I can remember anyway). I assumed every card that has a chip would have it. Odd. It would help to protect that finish!

Having been to Canada and the UK, their retail technology is leaps and bounds ahead of the US. The fact we have to hand our CC to a stranger at a restaurant and have them walk away, out of sight, with it doesn't exude privacy and security to me. Why we haven't made the changes other countries have is beyond me.
 
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Having been to Canada and the UK, their retail technology is leaps and bounds ahead of the US. The fact we have to hand our CC to a stranger at a restaurant and have them walk away, out of sight, with it doesn't exude privacy and security to me. Why we haven't made the changes other countries have is beyond me.

Liability. In the UK, it's very difficult to dispute a charge that has been pin-authorized. It was impossible before pin-bypass flaws were demonstrated with EMV, so tens of thousands of people incurred fraudulent charges that they had to pay for. Therefore, your pin has to be tightly guarded. EMV and laws allowed banks to place card fraud risk on to the consumer.

In the US, this will never happen due to the way the laws are written, so there's no motivation to change. US consumers actually like that plausible deniability; a good reason to avoid Verified by Visa and their Checkout.
 
This card supports contactless payments? (By itself, no through the Wallet) I’m curious, since not sure if it’s possible with a metallic card. You need to integrate an antenna, at least is how is done in the plastic ones.
 
This card supports contactless payments? (By itself, no through the Wallet) I’m curious, since not sure if it’s possible with a metallic card. You need to integrate an antenna, at least is how is done in the plastic ones.

No contactless in the physical Apple Card. But it's possible to do contactless with metal, Chase Sapphire and Amex Gold/Platinum are examples.
 
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Jesus tap-dancing Christ.

Now you have to gently clean your credit card. With a microfiber cloth.

It used to be, until like yesterday, that credit cards last for however many years the bank says they'll last.

What's next? I'll need take it to bed and we'll cuddle, listening to the soothing sounds of Phil Collins' "In the Air Tonight"?

From the creators of the:

-Apple Card Unboxing
-Apple Card Review
-Waiting for the Apple Card
-I'll Post My Credit Score, APR and Credit Limit for the Entire Internet To See Even Though I Should Know Better

Comes the "sex with my Apple Card" thread


I actually took photos of the unboxing.. I am not ashamed.
 
Liability. In the UK, it's very difficult to dispute a charge that has been pin-authorized. It was impossible before pin-bypass flaws were demonstrated with EMV, so tens of thousands of people incurred fraudulent charges that they had to pay for. Therefore, your pin has to be tightly guarded. EMV and laws allowed banks to place card fraud risk on to the consumer.

In the US, this will never happen due to the way the laws are written, so there's no motivation to change. US consumers actually like that plausible deniability; a good reason to avoid Verified by Visa and their Checkout.

Interesting information. Unless I'm trying to be fraudulent myself, why would I want to avoid Verified by Visa and Visa Checkout?
 
NFC cards have been universal in Australia for at least a decade; 15 years even (longer than I can remember anyway). I assumed every card that has a chip would have it. Odd. It would help to protect that finish!

But then you wouldn’t need an iPhone which is not in Apple’s interest. :)
 
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I've never had to dispute a "tap" (what we call NFC colloquially) or pin purchase, but the couple of times I have disputed a charge, it was no big deal, immediate refund.

I have no idea why the US hasn't embraced NFC and chip cards, but I think all my cards switched over in like 2008, and since Apple Pay came out, I don't take out my wallet for months at a time. I rarely have/use cash. Interestingly, I've used tap/paypass/NFC in many other countries around the world... even in places you might not think, like the Maldives, Krabi (Thailand), Penang (Malaysia) etc. China is perhaps the only place where nothing seemed to work.

US ATMs seem pretty far ahead though... Even back in 2010, Chase had ATMs that were able to deposit cash immediately without a hold. Even now, 9 years later, only some ATMs are like that in Canada - you have to deposit an envelope that some bank employee opens and physically counts.

I'm actually more surprised how they use cheques everywhere in the US.

Liability. In the UK, it's very difficult to dispute a charge that has been pin-authorized. It was impossible before pin-bypass flaws were demonstrated with EMV, so tens of thousands of people incurred fraudulent charges that they had to pay for. Therefore, your pin has to be tightly guarded. EMV and laws allowed banks to place card fraud risk on to the consumer.

In the US, this will never happen due to the way the laws are written, so there's no motivation to change. US consumers actually like that plausible deniability; a good reason to avoid Verified by Visa and their Checkout.
 
Give it a month. The Apple fanboys will forget that it’s an Apple Card it will lose it luster and simply be another average credit card. No one will care at that point if their credit card is dirty.
 
Interesting information. Unless I'm trying to be fraudulent myself, why would I want to avoid Verified by Visa and Visa Checkout?

The argument being that you entered your password to authorize the transaction, it must have been you. Of course, your password could be stolen, your computer has a keylogger, you were phished, your card issuer's systems compromised, etc. Similar to the pin-bypass issue with EMV.

One function those services accomplish is to shift card-not-present fraud liability back from the merchant onto your issuing bank. As a cardholder, you don't gain anything from that security feature since you're not liable for fraudulent transactions in either case, but it gives the bank more ammunition to blame you for it.
 
fetishism /ˈfɛtɪʃɪz(ə)m /
▸ noun [mass noun]
▪ excessive and irrational devotion or commitment to a particular thing:​

What’s the point of making something out of titanium if you’re going to paint it?
 
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The suggested restrictions on use and storage are mind-boggling. It's a credit card. It goes in pockets. With scratch metal things like keys and coins. It goes in wallets and rubs against other cards. Do the people who designed the finish live in an alternate reality?

BTW, what's up with saying that compressed air will damage the card's finish?

They should have done it in bead-blasted bare titanium. It would have been close to the classic MacBook finish. Or anodize the aluminum in space gray, which would wear a lot better than the white finish. :rolleyes:

I wonder if you can take the white off the card and just show the titanium. Mine came UPS today but I haven’t gotten home yet to see but if the back is silver I’d like to have the front be silver too.

James

Maybe on the front. On the back, I wouldn't touch anything. The risk of messing up the mag strip would be quite high, I'd guess.
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There are already posts on Reddit where people complain that their card is already starting to get scratched up and they ordered a new one.

"Ouch" says Apple and GS. $$$
 
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Their own folio cases are out of the question too. Not that they are worth the price to begin with.
 
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