Do people really have THAT many passwords?
There are some that use one or few passwords, but that's the crux of the issue!
I'm curious how many things are people 'subscribed' to, monthly or yearly. The subscription fatigue feels never ending with every other app lately.
I'm assuming we're talking about strictly optional stuff. So expenses like rent, mortgage, utilities (including internet and cell phone), gasoline for work/travel, bus/metro passes, toll roads, etc., are out
======= Streaming Services
I have CuriosityStream which I haven't used much, but it's only $20
per year, so it's cheap enough to "just keep it". They also added Nebula which I'd like to hold on to
Paramount Plus essentials edition - This is free for a year courtesy of T-Mobile. However, this has ads and it's only slightly better than ad-supported Hulu (which is a rather low bar to clear). I'm cancelling this when the time comes. Whenever I return to this service, I'm going to do ad-free.
I have Amazon Prime which is $10 a month. When this expires, I'm cancelling this (it goes up to $140 per year) in favor of another SS (probably Netflix. That and HBO Max are the major ones I haven't done yet). I'll only have one other SS at a time (CuriosityStream and Nebula are strictly documentaries, so it's a whole different category), so $5 to $20 per month
======= Misc.
Gym membership ($35/mo) - It's getting hot. I'll consider going month-to-month for a few months for the summer
Apple Arcade ($45/yr) - I'm still on the fence about this. I leaning towards yes as it's relatively low cost. I'll reevaluate after a year to see if it's something worth keeping, or ended up being something I didn't really get enough use out of.
Costco ($60 per year) - They're a good company, so I don't mind staying with them even though I really could cancel. I don't live near one so I can't take advantage of many of their services. OTOH, I won't go crazy like some folks and spend an extra hundred to thousands of $'s over the course of a year!
MuseScore ($30/yr) - I can download sheet music and MP3 files. Sheet music is in their format (which I can edit and playback), or PDF which has its conveniences.
Sirius XM ($80 to $120/yr) - This is built into my car. Uses satellite radio so it saves on data, and I can still get this if internet goes out (not often, but there are patches of highways that are kinda dead). I'll be on a promo rate. As nice as this is, if I have to pay the regular price of $360 per year for this, I'm out!
.
I have a whole lot of other things that aren't technically subs, but are definitely recurring payments. Examples include restocking on healthier foods (not cheap, but I can't stomach fast food like I used to, and I'd like the option to not have to cook all the time), and donations.