Interesting. I mean.. my account is on auto pay with a cc on file so I can’t see how I’d have any reason for them to check again. I don’t have notifications set up but Credit Karma will let me know at some point if it happens.It sounds like whether or not a hard pull happens can vary from person to person:
"Citizens One reserves the right to perform a credit inquiry as needed to determine loan eligibility. Depending on your account performance and transactional history in the iPhone Upgrade Program, Citizens One may approve your new loan application without your credit being impacted."
What’s odd is I still haven’t seen my Apple Card inquiry come up. Lol