Your order to be shipped is completely different. You are paying for the whole cost of the device up front. All Apple want to know is if you have the funds in your account to pay for the phone. The upgrade programme is a credit agreement. Apple are going to give you the phone today and you pay it off in instalments. So the credit check is an indicator of whether you are likely to be able to make the payments each month and enable Apple to recoup the cost of the phone.
Ahem, he stated he ordered his other one through the finance online. It's different to the iUP but still finance.
See here:
So following my dissapointing day. Will my failed attempt at getting the 7+ on the Upgrade program, effect my current order (Processing items Due 14th October) through the barclays finance option?