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iPhone Upgrade Program Experience Thread
- Thread starter Carlos22Dayday
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It will go to the card you use at time of purchase. You pay the first month and taxes up front (mine was like $122) then next month it is auto-billed to the card. No statement will be sent out from what I was told, which is fine with me.
I just got denied for lease program, even though earlier this month I got approved for a car loan. I just paid full price for phone. Caught me off guard. Pretty lame by apple to deny me . It's only a phone
AT&T Next has nothing to do with your plan or data. It's just how you finance/pay for the device. We weren't eligible for an upgrade last year when the 6s (sixes) came out, so we had to do the NEXT plan in order to pre-order. No questions were asked about what plan we wanted. It is assumed that no changes are made to your minutes or data. If you have unlimited data, NEXT will not change that unless you specifically request it.
We still have unlimited data plans on both of our phones and have our 6S (ess) sitting next to me...waiting to be activated tonight.
I actually asked this question when picking up my 6s plus and was told yes!
They said you would be "taking a new line of credit" so another pull would be needed, as when you get a new car loan.
This is not cool as i dont want my phone to ding my credit score because of too many inquiries!
Why is there a issue with tmobile? What current phone program do you have through them? Asking bc I have a 4:00 appt and I have a EIP remaining on my non jump iPhone 6 Plus. I don't want to go through issues and thought this was supposed to be easy and pretty much separate from your carrier.
That's not what I expected. Had I known that I would have used a different CC. I wonder if we'll be able to switch the card that's used for the auto-bill.
My appointment took some time as the Apple employee was a little confused/nervous doing the upgrade program for the first time. It took about 45 minutes to checkout my 2 phones. I had to do each one separately, a lot of scanning, swiping, typing later and calling the manager over a few times I was approved for both phones, 128GB RG 6S+ and 64GB SG 6S. I used a Chase Sapphire card with a 5-figure limit, credit score in the 760's. Hope everyones else goes smoothly!
Since T-Mo requests a down payment from me I won't if I can trade in my 6 plus at the Apple Store forwards it instead.
This Apple upgrade program is looking less appealing as the details get revealed. Why couldn't they just do a simple same as cash on a new CC like all other retailers. Then when we turned a phone in they would credit the card for the remaining balance and then start a new same as cash promotion for the new phone.
My understanding is after 30 days of having the loan you can change payment of the loan to another form ( different card, auto withdrawal so on)
How does this actually work? Usually the phone needs to be turned on with a SIM card and then go through the whole activation process (iTunes or iCloud).
I agree with you completely. The fact that they are doing hard pulls on everyone is a deal breaker for me. This program, at least in my opinion, is not worth taking a hard inquiry for.
I tried to get the Apple Upgrade Program but got utterly frustrated, I also gave up and put it on my credit card. For some weird reason the rep was trying to have me be authorized for the T-Mobile Upgrade program, even though I stated clearly at least four times that I wanted the Apple Upgrade Program, set up as a new phone. What does it have to do with T-Mobile? Very poor experience, complete fail on Apple's part. I almost gave up entirely and walked out with no phone.
As it turns out my 6S is defective and has a gradient tint issue on the screen, so it's going back for a refund anyway. See you again next year lol.
An expensive phone, I might say.
Heck, it is even possible to get denied for a credit card with limit that is lower than the price of an iPhone.
Oh, that was cool of them. My husband and I had the same situation, only I was 8a and he was 8:30.
Woooooowww. Okay. Then to me, this seems to imply that you can be booted OUT of the program should your credit change significantly. This gives me something extra to consider as we are purchasing a home next year, and getting a mortgage makes your score take a dive temporarily. So depending on timing, I may not be able to upgrade next year.
Are you able to get approved and walk out with a new device WITHOUT activating it? I am on a business account with AT&T and would need to call in to my HR department to then call AT&T with the IEMI of the device to activate.
I've been really curious how people that are in the middle of a 2 year contract can make this work. If you don't mind me asking, are you now paying the cost of the 6S on top of the amount you were already previously paying to Verizon? Are you paying a bill to Apple for the phone and a bill to Verizon for the service?
I just got back from the Apple Store hoping to get on the iPhone upgrade program. I am currently a T-Mobile pre-paid customer ($30 plan FTW!). Unfortunately, they would not let me get the Upgrade Program while on a pre-paid plan; as others said, they also have to activate the phone right away. I wasn't really sure if what the salesman helping me was 100% correct (he went to talk with a tmobile rep and came back -- apparently, they had reps from all carriers on hand, which didn't really make sense because isn't the iphone upgrade plan through apple exclusively?)... but anwyay, I ended up purchasing the phone outright for full price. I am going to assume everything he said is correct and I can't actually do the plan with a prepaid but if it turns out I can, I'd like to go back and see if I can go back onto it. I know it works out the same/better for me if I am good about selling the phone right away; but I am awful at this and have a drawer full of (now worthless) old phones!
I'm thinking the best way to buy a new iPhone now is to just buy it full price straight out.
You know when the next iPhone is coming out, so just save up before then and buy it!
Sell your old phone to off-set some of the cost and save yourself dings on your credit score and lease problems. That's what I have just decided after reading this entire thread.
You know when the next iPhone is coming out, so just save up before then and buy it!
Sell your old phone to off-set some of the cost and save yourself dings on your credit score and lease problems. That's what I have just decided after reading this entire thread.
Being in a contact, we received subsidized pricing on the iPhone 6 Pluses, so they were already paid for long ago. I just continue paying my Verizon bill as usual, and the iPhone Upgrade Program costs will be automatically charged to my credit card every month. Now I plan on selling the old phones on Swappa and just continuing to pay the iPhone Upgrade Program into eternity I guess lol!
