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iPhone Upgrade Programme coming to UK tomorrow.

Bazooka-joe said:
It depends on how much you get for your one year old phone. If you use the upgrade programme then you have a fixed payments. Just multiply the fixed payments and compare it to the depreciation of a new phone after one year
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I think you've missed my point about using an interest free credit card as well. I could make identical payments to my credit card that i would be making towards the apple upgrade plan. Only a year down the line I can buy the 7S Plus AND sell my 7 Plus for several hundred to go towards it. Whereas with the Apple plan I have to give that phone back and take out the FULL credit amount for the new phone. Whereas with my way my second year credit amount would be the price of the 7S Plus, sub whatever I sold my 7 Plus for (£400-500 at least if I keep it in good condition).
So this time next year I will only be needing credit to the amount of approx £400, instead of the full £819 using the apple program. (By selling my current 6S and with a bit of planning I can also easily clear the full amount by this time next year rather than needing 2 years credit which is also an advantage over apples two year program).
 
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Azzin said:
I've got a great SO deal from Vodafone (free thanks to F&F deal) and I normally change my phone each September.

I'm thinking of doing the UP, but I hate monthly outgoing a!

I've locked in £431 for recycling my 6S+, but I wonder if I can put that towards the payments in October?
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Is your 6S+ 64GB?
 
In the Apple upgrade program do you end up owning the phone at the end or is it returned to Apple when upgrading?
 
DeApp1e said:
Have you got a link to this where it mentions this fee?
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Exercising your Upgrade Option. To exercise your Upgrade Option you must:
Trade in your Financed iPhone in good physical and operational condition, as directed by Apple; and
Enrol in a new iPhone Upgrade Programme which includes:
  1. agreeing to purchase a new AppleCare+ 8olicy;
  2. paying a further Upfront Payment; and
  3. applying for and entering into a new 20-month 0% APR instalment loan (“New Instalment Loan”) with the Bank.

You must also meet the same eligibility requirements as when you first enrolled in the iPhone Upgrade Programme, set out in section 1 above.

http://www.apple.com/uk/legal/sales-support/iphoneupgrade_uk/

Does anyone know what this further upfront payment will be :/
 
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egraphixstudios said:
In the Apple upgrade program do you end up owning the phone at the end or is it returned to Apple when upgrading?
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I read if you pay 11 months you have to return the phone for an upgrade. Then repayments start again.

If you want to keep the phone you have to pay the full 20 months.
 
So do you not trade in your old phone in next year for a certain value which they then credit against the r least of what you owe as its for 20 months so in 12 months time you still owe 8 months and hopefully they would give you enough credit to pay that off leaving you clear to start again with the new phone
 
I'm starting to wonder why this programme is so good compared with just taking out a credit card like someone mentioned and doing it that way...
 
dan-K said:
I'm starting to wonder why this programme is so good compared with just taking out a credit card like someone mentioned and doing it that way...
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Trust me, it isn't. As long as you are responsible and make the right payments the credit card offers you all the same benefits but with much greater flexibility and more options come this time next year.
 
darthbane2k said:
I thought you could do that with refresh?
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It's unclear. For my tariff that I want they currently have 3 options, 1 where you pay £19 upfront, another where you pay £100-ish, and then another where you pay the full amount for the phone. All options are either too low, or too high. There isn't information out there which notes if you can or can't pay more which isn't a pre-penned amount. Also I'm not sure if you can pay only some of your phone plan off or if it has to be all of it. Of course you then have the added complication of if 02 are even going to keep the same tariff.
 
darthbane2k said:
I thought you could do that with refresh?
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Not sure, Iv got £250-400 spare to put down or maybe more but no options really available to do it. Seems 02 want minimal money upfront and pay more monthly( 128GB Jet black is my choice )
 
Well it's now detailed on the website and I've started discussing it on other threads. The long and the short of it is it's an expensive way of owning a phone monthly purely for the privilege of upgrading each year. No thanks.
 
Dan_999 said:
Exercising your Upgrade Option. To exercise your Upgrade Option you must:
Trade in your Financed iPhone in good physical and operational condition, as directed by Apple; and
Enrol in a new iPhone Upgrade Programme which includes:
  1. agreeing to purchase a new AppleCare+ 8olicy;
  2. paying a further Upfront Payment; and
  3. applying for and entering into a new 20-month 0% APR instalment loan (“New Instalment Loan”) with the Bank.

You must also meet the same eligibility requirements as when you first enrolled in the iPhone Upgrade Programme, set out in section 1 above.

http://www.apple.com/uk/legal/sales-support/iphoneupgrade_uk/

Does anyone know what this further upfront payment will be :/
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"£49 upfront payment required." In the small print here http://www.apple.com/uk/shop/iphone/iphone-upgrade-program
 
Yeah think I've decided will purchase on my usual credit card and apply for a 12 month interest free card on balance transfers. Transfer the balance over divide by 12, setup direct debt for said amount and don't use that card anything else. Proven method done for the last few years so will stick with that.
 
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For everyone asking, you have to give the old phone back to apple so this works out as way more expensive than buying outright every year and then selling,

Exercising your Upgrade Option. To exercise your Upgrade Option you must:
Trade in your Financed iPhone in good physical and operational condition
 
daymouse said:
Yeah think I've decided will purchase on my usual credit card and apply for a 12 month interest free card on balance transfers. Transfer the balance over divide by 12, setup direct debt for said amount and don't use that card anything else. Proven method done for the last few years so will stick with that.
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Do you do that yearly?
 
I'm so torn at what to do. Originally I was all for this, but I can't tell if I'll be paying more than I need to? (I upgrade every year regardless).
 
derf1990 said:
For everyone asking, you have to give the old phone back to apple so this works out as way more expensive than buying outright every year and then selling,

Exercising your Upgrade Option. To exercise your Upgrade Option you must:
Trade in your Financed iPhone in good physical and operational condition
Click to expand...
It says 'trade' not hand back your phone so trade normally means part exchange
 
dan-K said:
I'm so torn at what to do. Originally I was all for this, but I can't tell if I'll be paying more than I need to? (I upgrade every year regardless).
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Same, go for the upgrade program I am, it makes complete sense
 
DeApp1e said:
Do you do that yearly?
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Thats exactly what I do yearly. After factoring in the resale value of a year old iPhone (which is generally very good usually get over £400, more for the Plus). It actually works out as a very affordable and sensible way to upgrade, and you get to have the new phone each year.
Waiting two years doesn't make as much sense to me as by then the re sale value of the phone doesn't make it so affordable.
 
andyp350 said:
Thats exactly what I do yearly. After factoring in the resale value of a year old iPhone (which is generally very good usually get over £400, more for the Plus). It actually works out as a very affordable and sensible way to upgrade, and you get to have the new phone each year.
Waiting two years doesn't make as much sense to me as by then the re sale value of the phone doesn't make it so affordable.
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There is a further upgrade cost though when you want to upgrade after 11 months. Is that 49 pounds too?
 
Forgive me if this has already been asked, I have been reading into the UK plan & understand after 12 months you are able to upgrade to the new iPhone. Say if I take this plan out when the iPhone 7 comes out, I pay £34.00 a month, if in 12 months I then want to upgrade to an iPhone 8, would I then be paying 2 payments of £34.00 or when I switch do I give my iPhone 7 to Apple then recieve the iPhone 8?
 
Dan_999 said:
There is a further upgrade cost though when you want to upgrade after 11 months. Is that 49 pounds too?
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I was talking about buying outright using an interest free credit card, I haven't (and wouldn't) use the Apple Upgrade Programme.
 
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