Can you reserve without placing payment? I wanted to actually pay for mine to make sure I get it, but they didn't give me an option.
It doesn't matter what you pick (iUP, installments, carrier or pay in full) at the time of reserve; when you're in the store, and checking out, all options are available (approval is another matter).
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I just say it's for a gift and they'll let me bypass activating it in store. Pay in full. Easy peasy.
I did have to have an account with the carrier to do the reserve though.