I still am not missing the point, and I'd hate to have to call my 11 year old cousin to explain this to you, probably in one syllable words as you say. Your issue with bank apps was that they don't exist on Metro, I demonstrated that I had none of the issues you made up of being on a web browser and BofA had a bank app. By the way, as an aside you do NOT have the browser issues on a windows tablet checking your bank account because it's a standard windows computer with internet explorer or firefox for example, so it's fully supported out of the box, so that was an odd comment in relation to this. I have found all the bank apps I need, BofA, TDAmeritrade for investments, etc. You still have IE11 in Metro to log on to the websites, as I mentioned this isn't an issue on a fully supported browser like IE11 with all the standards, flash, java, security, http, whatever the website requires. With time you will see more banks and such have apps, you are comparing a one year old OS, with less than a year old touch hardware to the ipad which has been out for a number of years. Once again not my point, I don't dispute the ipad has more apps, I don't dispute people in the iOS ecosystem won't want to stay there, you understand I'm not disputing these points right? Of course the apps add convenience and usefulness, no argument there, and it was never my argument. Although personally I don't see much difference in the web app for BofA and the Metro app, or the iOS app or the android app, but that's just me. I find I can do more on the web site anyway so I prefer that, one of the downfalls of our conversion to "apps" since the ipad.
As for the whole file extensions thing, you got me, I am convinced you are playing stupid just to troll me, because I find it hard to believe that someone can truly be just that. At least on windows tablet I can right swipe and access settings for that program, as opposed to iOS where I have to exit everything and go into a settings page for every single setting. If I want to change Safari settings I have to drill all the way down to those. But is it a big deal in iOS? No not really, same as in windows tablets. Your point is a complete NON point because you also have settings you have to mess with in iOS. If anything I'm very thankful that I can change file associations, I don't have that luxury in iOS. Want to use a browser besides Safari to open web pages automatically? Sorry you can't do that, that's a great example of exactly why the ability to easily change file associations is nice. But I was never arguing why that would be good for some and others might not care, I was only arguing about how hard it was to change them, which you exaggerated and made it seem like it was hard but in reality you were exaggerating, it's quite simple to change it.
