Again bashing a service that doesn't exist is just plain wrong and smacks of sour grapes.
I have to say though when dealing with money and bank accounts there are a lot of scummy people who game the system, apple pay will pretty much crop out those cheap lower life guys and create a more profitable area of transactions for apple, it's going to be a success from the start if you can buy online like PayPal at every major online retailer with apple pay. I get the feeling apple will miss the online game for a bit and settle into retail to find their feet but they really need online to be as easy and ubiquitous as at pos terminals
I have to say though when dealing with money and bank accounts there are a lot of scummy people who game the system, apple pay will pretty much crop out those cheap lower life guys and create a more profitable area of transactions for apple, it's going to be a success from the start if you can buy online like PayPal at every major online retailer with apple pay. I get the feeling apple will miss the online game for a bit and settle into retail to find their feet but they really need online to be as easy and ubiquitous as at pos terminals