Petsmart removed from Apple Pay list

[cynics]

My biggest thing is all these retailers not using it because they want to go with CurrencyC. Places like Target and CVS turning off their NFC just so people can't use Apple Pay. If a retailer is not going to accept Apple Pay or google wallet because they are using CurrencyC. I will choose another retailer. I want nothing to do with that, and I would love to kill off every business that chooses CurrencyC as there new payment type. It want happen, but if I could help hurt their profits in some way. That would be a good thing.

What if, and just bare with me here, what if with CurrentC your purchase was discounted half the amount saved by the business. So for example what would normally cost them 4% in fees they discounted your purchased items 2%?

Would you still not shop at places that offered it over ApplePay? Btw you still don't have to use it, you can use a credit card and not get any discount. I'm just curious if you'd still not shop at those places even if their was a clear benefit to the consumer.

 

[PNutts]

So contactless/wave/tap credit cards aren't that common yet in US?

I've never seen one.

 

[bmac4]

What if, and just bare with me here, what if with CurrentC your purchase was discounted half the amount saved by the business. So for example what would normally cost them 4% in fees they discounted your purchased items 2%?

Would you still not shop at places that offered it over ApplePay? Btw you still don't have to use it, you can use a credit card and not get any discount. I'm just curious if you'd still not shop at those places even if their was a clear benefit to the consumer.

I doubt it, and the only reason being that they get your bank account info with CurrentC. I don't want to have anything to do with that. From what I have read. They can see your shopping patterns, and thing like that. I concern would be about CurrentC being hacked. Then the hacker would have all my bank account info. No thanks. Also I heard places like CVS are not going to discount items when using CurrentC. They will still keep the markup they have to cover CC cost.

I don't know how much of that is true, but I do know. Most of what I have heard is bad about CurrentC. I am not a Apple Fan boy, and Apple Pay really does not matter. If Android comes up with a secure NFC purchasing program like Apple Pay. I will support that too. I just use and iPhone, so Apple Pay is my choice right now. I just want something that is secure.

 

[JayLenochiniMac]

Do you really think any major retailer is going to completely cut off credit card payments?

CurrentC adoption will be encouraged via discounts, special deals, or other carrots.

It needn't be all-or-nothing for the merchants to realize a benefit; simply reducing credit card fee payments is a win by itself. And if they do make a notable impact on card usage it puts them in a stronger negotiating position with Visa/MC/Amex/Disc.

I don't think that, but I was responding to a member who suggested that.

 

[deeddawg]

What if ... they discounted your purchased items 2%? Would you still not shop at places that offered it over ApplePay? Btw you still don't have to use it, you can use a credit card and not get any discount. I'm just curious if you'd still not shop at those places even if their was a clear benefit to the consumer.

Fair question. At what price can people be bought?

I get 2% cash back on a Chase card that I have every reason to believe will apply to ApplePay transactions as well. So in this hypothetical there's zero $$ benefit to me to use CurrentC.

I won't go to great lengths to avoid CurrentC merchants in favor of ApplePay merchants, but I will use ApplePay where possible and conventional credit most any other place that takes it. As described I see no reason I'd use CurrentC.

 

[oddnendz]

Do you really think any major retailer is going to completely cut off credit card payments?

CurrentC adoption will be encouraged via discounts, special deals, or other carrots.

It needn't be all-or-nothing for the merchants to realize a benefit; simply reducing credit card fee payments is a win by itself. And if they do make a notable impact on card usage it puts them in a stronger negotiating position with Visa/MC/Amex/Disc.

Again, there is no amount of discount, special deal or "other carrots" that can induce me to use CurrentC. Only uninformed people will use CurrentC. When CurrentC is hacked and everyone's bank information and DL # are in the wild... I will the one saying "I told you so"

 

[deeddawg]

Only uninformed people will use CurrentC.

and the unfortunate reality is the proportion of uninformed people in the general population...

 

[AndrewR23]

Lol. You guys think one person will tell the retailer a message about apple pay? You need millions of people to send a message. And trust me. Millions of people won't stop shopping at pets smart because it doesn't take apple pay.

A good friend of mine works at pets smart and I asked her how many people get upset about apple pay. "Maybe one person a week"

Best post of this forum below

I cut up all my cards and burned all my cash. I will go homeless before paying with anything but Apple Pay.

 

[deeddawg]

Lol. You guys think one person will tell the retailer a message about apple pay?

We would be in a far sorrier world if everyone simply gave up before ever trying to change things. Small groups of people may not succeed, the deck is often stacked against them, but to never even bother to try merely guarantees the outcome.

 

[KuchiKopi]

Was planning to get my dog a new toy this afternoon but PetCo just lost my business. Outrageous.

 

[deeddawg]

Was planning to get my dog a new toy this afternoon but PetCo just lost my business. Outrageous.

Okay, I'll bite.

Why did Petco lose your business for something Petsmart did?

 

[cynics]

I doubt it, and the only reason being that they get your bank account info with CurrentC. I don't want to have anything to do with that. From what I have read. They can see your shopping patterns, and thing like that. I concern would be about CurrentC being hacked. Then the hacker would have all my bank account info. No thanks. Also I heard places like CVS are not going to discount items when using CurrentC. They will still keep the markup they have to cover CC cost.

I don't know how much of that is true, but I do know. Most of what I have heard is bad about CurrentC. I am not a Apple Fan boy, and Apple Pay really does not matter. If Android comes up with a secure NFC purchasing program like Apple Pay. I will support that too. I just use and iPhone, so Apple Pay is my choice right now. I just want something that is secure.

I agree I wouldn't use it either because I don't want to give out my bank account info, I avoid writing checks for the same reasons when possible.

However I was asking if you'd still avoid places if the offered CurrentC with a discount to customers? You still not using it or signing up for it, you'd just pay as you normally would with cash or a CC.

 

[bmac4]

I agree I wouldn't use it either because I don't want to give out my bank account info, I avoid writing checks for the same reasons when possible.

However I was asking if you'd still avoid places if the offered CurrentC with a discount to customers? You still not using it or signing up for it, you'd just pay as you normally would with cash or a CC.

Well I would not avoid them, but if there is another option let's say a mile further away. I would go there. So for example. If there is a CVS and a Walgreens just a mile further. I would go to the Walgreens. Now here is my agreement why. So I think CVS is being stupid in turning off NFC terminals for no good reason. If they are going to do that. Why would I want to give them my business. Plus this CurrentC seems greedy to me. It feels like the gas stations that make you have a minimum purchase to use a card. I avoid those places all the time. CC fees are you price of doing business. If you want to business of CC be prepared to pay the cost.

So all that said to say. I want go way out of my way to avoid places that use CurrentC, but I don't mind avoiding them if it's convenient. Does this answer your question?

 

[*KID*]

Ultimately what drives me & most consumers besides convenience & security is
price. If a pet supply company opened saying cash only and prices were 2/3 the price of petco & petsmart & pet supply co - I would get cash and go there (as long as it wasn't super far away).

I really think it's a minority that are up in arms about applepay.
I like Pet Supply Co & will keep going there regardless if they do or don't accept applepay because they have a better selection of food IMHO & often have great specials like 1/2 off EVO my cats fave.

 

[cymolia]

so basically op would rather pay more for the same product at the competitors store ? sounds smart

 

[FireCapt]

someone needs to start a lawsuit

 

[Poterie]

so basically op would rather pay more for the same product at the competitors store ? sounds smart

Well, in this instance I'll be paying the same because Petco price matches Petsmart. Same price and secure transaction. Now that's smart.

 

[Rockies]

The Petco by me is a complete DUMP! Petsmart is much nicer, cleaner, has friendlier employees, has a veterinary clinic, and pet hotel. I will still do business with Petsmart because my pets are hooked on Petsmart brand food along. Just because ApplePay is not available is rediculous not to shop somewhere. I will not be using Current C, so these retailers who think we will adopt it are out of there minds.

 

[617aircav]

My biggest thing is all these retailers not using it because they want to go with CurrencyC. Places like Target and CVS turning off their NFC just so people can't use Apple Pay. If a retailer is not going to accept Apple Pay or google wallet because they are using CurrencyC. I will choose another retailer. I want nothing to do with that, and I would love to kill off every business that chooses CurrencyC as there new payment type. It want happen, but if I could help hurt their profits in some way. That would be a good thing.

It's not that serious for me. I won't even use Apple pay as my primary method. It's still easier to use my card. I will use Apple pay, cash and cards as necessary.

 

[farmkittie]

I suggested only if theyre over weight and can afford to loose a few pounds.

Yes, I didn't think you were trying to starve your pets. The only thing is, unlike people, if animals don't get enough to eat or, especially if they refuse to eat, their health can deteriorate very quickly. Especially cats my vet tells me. In only three days of not eating, the cats health can fail. They can't go on a fast or cleanse like people.

 

[KuchiKopi]

The Petco by me is a complete DUMP! Petsmart is much nicer, cleaner, has friendlier employees, has veterinary clinic, and pet hotel. I will still do business with Petsmart because my pets are hooked on Petsmart brand food and better overall customer shopping experience I get there. Just because ApplePay is not available is a stupid decision not to shop somewhere.

Amen! these PetCo shills are really something else aren't they? PetSmart is just a far better experience, lower prices, better employees, better facilities, bathrooms that don't smell like ****, and WAY better customer service. I swear PetCo ran with this story and sent their trolls to MacRumors today

 

[oddnendz]

so basically op would rather pay more for the same product at the competitors store ? sounds smart

and you care because?

 

[yunro]

Amen! these PetCo shills are really something else aren't they? PetSmart is just a far better experience, lower prices, better employees, better facilities, bathrooms that don't smell like ****, and WAY better customer service. I swear PetCo ran with this story and sent their trolls to MacRumors today

PetCo's near me are all nicer then the close PetSmarts, I don't think there is a whole lot of difference between them and I don't see why one should be chided for choosing to patronize the one that takes ApplePay.

 

[deeddawg]

Amen! these PetCo shills

Guess that makes you a Petsmart shill then since around here the Petco's are in better condition than the Petsmart stores.

Hint: store condition likely varies by region and age of the individual stores.

Also - calling people shills because their opinion or experience is different from yours is far more indicative of a person's immaturity than it is an effective debate tactic. It's a great big world out there; when others claim something that doesn't mesh with your own experience, it might just be for a reason other than them lying.

 

[ELPresidente720]

I wouldn't change my habits just to use Apple Pay. I would use it when I could. And I definitely won't be using CurrentC.

I would because I want it to succeed.