You picked on the headphone jack? Okay. As far as Samsung pay vs apple pay, every place I shop takes apple pay. Maybe where you live is different, but here on the east coast, even the mom and pop shops support apple pay...most new terminals support apple pay, required due to chip/pin.
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Whats wrong with lightning connected earpods? That's a common pedantic question about keeping a phone charged while using earpods? I dunno, wireless charging? I actually have airpods, much more flexible.
As far as NFC, do we need to make a list?
3d touch, there is no rumor that this great feature will not be carried forward.