My pont. Yes wait for the 12 and honestly SE is not worth the money
What is your agenda?! You’ve replied on numerous topics criticising the screen size - people really don’t care that it’s got bezels, and Touch ID, many actually prefer it for those very reasons.
The SE is worth the money, it’s a great phone with a great camera, great build quality etc... you can’t say the SE is not worth $399 but basically imply that an iPhone 12 is worth $900+ when the OP probably doesn’t need a larger screen and more than one camera lens. In the wrong buying scenario that phone certainly isn’t worth the money!