It depends. If it's the first charge on the card, and it says Pending, that's usually just a pre step. That pending charge finally disappears. Then, when the phone is is the shipping phase, your card will be charged. However, you will probably receive a receipt from T-Mobile by email on the charges for your order. Then the charge will appear on your card (probably a few hours later). With that emailed receipt from T-Mobile for the charges, it states that your order has shipped and it also includes a tracking number for UPS. Late that night, you will be able to find the number by entering the tracking number on the UPS site. When you receive the receipt with the tracking number, you won't be able to find it on the UPS site because a Shipping Label has been created, but it don't show in their system yet. When they pick up the package from T-Mobile that night, the number will show up. So far, it looks like T-Mobile has been shipping out everything by Next Day Saver.