Why does every merchant made payment service blow?? Isn't the point of business to get our money? Make the process as easy as possible!
Chase, Walmart, now Target. They will all fold. Watch. Now I'm using Apple Pay at Whole Foods, Rite Aid, Best Buy, Chevron, Home Depot (when it works) and recently many local mom and pop retailers I frequent here in Los Angeles are now accepting it. Frankly I'm using it more than ever.
The whole new Chip in a card reader thing is a DISASTER. It's such a nightmare SLOW process. Seriously Apple Pay is a great simple system.
You're right. Microsoft is clueless, it's kind of stupid that they're used everywhere.Target was asking for it. They used Microsoft products to store and handle sensitive customer data. Products that are the least secure, most hacked, and unreliable. And guess what? They got hacked because of that ease of hacking!
Has nothing to do. On the retailer side you just turn on NFC and it processes like every other payment. Android Pay is the same way. You get a virtualized card # that is processed like every other card.
And the nonsense about Apple's perception is nonsense. Year after year they are one of the most respected brands. You don't get that with the perception you allude to.
No other place does this (albeit, I haven't used a sim card credit card (starting to get them in the mail left/right) in any other location yet). So if it's possible for EVERYONE ELSE (well, almost everyone else) to be secure and use a swipe and pay before being done with transactions (Wal-Mart, Vons, Stater Bros, Lowes, Home Depot)....... it's a valid complaint in my opinion.
I have no problems with them being secure, at my local Target they have 20+ lanes and usually only 2-3 lanes are being used. Adding a delay to payment has caused even longer lines - something that the management doesn't seem to care about. People who go to my local Target have noticed this.
Why don't You use simple PayPass/PayWave credit/payment card ther in USA? It's the simplest, easyest , cheapest. No hustle with phone, QR code, all that crazy stuff. Just point Your wallet near the terminal and its done. We do it here since 2010 or more. Would never like to swith to some phone payment.
Chase, Walmart, now Target. They will all fold. Watch. Now I'm using Apple Pay at Whole Foods, Rite Aid, Best Buy, Chevron, Home Depot (when it works) and recently many local mom and pop retailers I frequent here in Los Angeles are now accepting it. Frankly I'm using it more than ever.
The whole new Chip in a card reader thing is a DISASTER. It's such a nightmare SLOW process. Seriously Apple Pay is a great simple system.
That's what Apple wants you to think.This point is completely irrelevant. Target and Wallmart want to a) collect consumer data, and b) save on transaction fees. Apple Pay transactions are completely anonymous and cost retailers a small transaction fee.
Oh please. Cost is king and if it’s cheaper there, (especially if the difference is big enough), you’ll brave the trip and make the sale Apple Pay or not.
Might I add that Target still does NOT take chip/pin cards yet. How about you get with the times and fix that first and THEN attempt alternative payment types
Dude, what are you even talking about?
A SIM card credit card? A sim card is smaller than the chip on your credit and debit card. It's called an EMV chip
A SIM card credit card? A sim card is smaller than the chip on your credit and debit card.
Apple Pay transactions cost the retailer no more than transactions with the physical card. The small fee for Apple comes out of the bank transaction fees (in exchange the banks' cost for fraud is reduced slightly).Apple Pay transactions are completely anonymous and cost retailers a small transaction fee.
Actually a SIM card is the same size as a whole credit card, so it couldn't be smaller than just the chip on a credit/debit card.
Maybe you're thinking of a mini-SIM, micro-SIM, nano-SIM, etc. which would probably not be smaller than the chip on credit/debit cards.
Haha. Took me a second.
We go to Target all the time. The new Target sim chip cards are a HUGE pain - they don't let you start paying until AFTER the last item has been scanned and the cashier is waiting for you. (Before the sim chip cards - you could process payment and be waiting by your cart before the last item scanned). This has been pissing me off to no end.
Extra cost + loss of customer purchase data.Can someone explain why some companies are holding out? It doesn't seem like Apple is asking for much income from each transaction.
Lastly, If target is reading this, I am not looking for exclusive apps to be used at every store - I might as well keep all my credit cards in my wallet. I am looking for a single payment system on my watch or phone. I'd be willing to pay Target the extra penny per transaction for my convenience.
That's what Apple wants you to think.
It's typical Apple story telling to make them look warm and fuzzy.
It's working too, because Apple has unlimited marketing resources to bombard us with.
My chip on My Chase and HSBC cards are twice the size as the one in my iPhone...
My chip on My Chase and HSBC cards are twice the size as the one in my iPhone...
Apple Pay transactions cost the retailer no more than transactions with the physical card. The small fee for Apple comes out of the bank transaction fees (in exchange the banks' cost for fraud is reduced slightly).
Unless you are cutting apart your card or x-raying it, what you see are the contacts for the chip -- not the chip itself.