But do you get 5% off every purchase or just the first? I'd thought it was only the first. But, either way, I get better rewards from my other cards.
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Why does Walmart not like Apple Pay?
- Thread starter dontwalkhand
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But do you get 5% off every purchase or just the first? I'd thought it was only the first. But, either way, I get better rewards from my other cards.
With all the credit card breaches going on, I think retailers will eventually have to move to the Chip and PIN system used in Europe or NFC to prevent credit card fraud. I reckon preventing losses from credit card fraud and theft will be worth upgrading their POS terminals.
Used to work at Target, and the cashier asks you, even on small purchases, because they'll get chewed out by their boss if they don't hear them ask you. One time one of the managers overheard me not asking someone if they'd like to apply for a card and save 10% on their purchase that didn't even total two dollars. He yelled at me until I told him that it was a little kid buying candy.
They hear it from the higher ups. The big wigs at the top want people to sign up for those credit cards because of the astronomical 20% or higher interest rate, and **** rolls downhill so employees are stuck pushing those damn things.
Oh, trust me, I assumed that was the reason. I'm not blaming the cashier for doing what they're told. It's just a mind-bogglingly dumb proposition for small purchases.
"In the process of upgrading to EMV standards, many merchants will also include the contactless readers and thus will simultaneously become NFC payment ready."
I hate when I get 20 questions at the cash register anymore. Do you have this card, do you want this, do you have that. I just want to pay and get out of there -- aargh. It may be a great deal, but I just tune it all out. I'm not hear to chit chat. I'm hear to pay -- let's move it.
Words have meanings. Notice the "also" I bolded in your post. Again, the merchants may buy new terminals for chip and pin that *also* support NFC. But they *also* may not. They *also* may buy those terminals and disable the NFC feature, similar to Target.
I reiterate, NFC is *not* necessary for chip and pin, but new chip and pin terminals *might* also have NFC on board at the hardware level.
It's not but I reckon lazy people in the US (that includes me) would prefer contactless payment over chip and PIN. Retailers are going to have to upgrade their terminals anyway. Might as well support both chip and PIN and NFC.
Well, now it's 5% off every purchase, so even if you're only spending a few bucks now it could be worthwhile when you spend more money. But when I worked there, it was 10% off your first purchase and that was it, so yeah, it's extremely stupid to ask when they're spending 7 dollars - as if anyone is dumb enough take the hit on their credit report for 70 cents in savings.
I'm with you on that. I want to pay and GTFO.
Most do, including the new Verifone Mx915/925 used by Walmart and Target. They chose to disable them, more than likely due to compatibility. They do have Chip and PIN
It's not but I reckon lazy people in the US (that includes me) would prefer contactless payment over chip and PIN. Retailers are going to have to upgrade their terminals anyway. Might as well support both chip and PIN and NFC.
Yet almost nobody knows about it, even those who have contactless cards that support it. Lots of POS systems have it but the store doesn't enable it as well.
It wouldn't surprise me at all if merchants updated their POS systems and still either didn't buy ones with NFC or didn't enable the NFC.
My overall point was that a move to chip and pin doesn't likely mean universal Apple Pay support.
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Again, you're also missing the point, the point is not that some chip and pin terminals might also have NFC. The point is they either might not have NFC or might not have NFC enabled and that chip and pin support is not in any way a guarantee of universal NFC support.
amazingly best buy is one of the best shopping experiences now from some of the retail stores i visit
This is why I prefer self checkout. It also gives me time to play with my payment options like Apple Pay without annoying the cashier.
I worked for Walmart, and honestly I don't see what people who has never worked there are complaining about. It is like any other retail job, and you get a bonus as well every quarter. I don't hate them, but I'm mad that they aren't enabling NFC
That's because magnetic stripe + signature is still the most familiar to customers. As long as that's still offered, I reckon that's what most customers will use. Between chip and PIN and NFC, though? I reckon the convenience of NFC will win out. I doubt a lot of folks would want to memorize a whole bunch of different PINs for each of their credit cards. Retailers might not like it at the moment but as momentum grows, they're gonna have to support it eventually.
I'm hoping that Apple Pay will win out due to the inconvenience of Chip & PIN. At Walmart, processing a Chip & PIN transaction no joke took about 30 seconds, before I was able to remove my card.
Apple Pay, tap and go.
This is one of the reasons I pay for Amazon Prime. Saved time screwing around traffic and at the store, not to mention the savings in gasoline.
Do they still have the annoying greeters? I don't need to be corporately greeted by people mandated by their job to say "hello" when I walk in a store. I hate when places do that.
I do not shop there but have no problems with Walmart. Most people I know like them very much and save a good bit of money.
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Sorry but each and every employee has a choice and if they choose to work at Walmart, then it is their choice.
Apple is no different than Walmart, you have heard about how the people they pay to put their devices together treat it's employees! I suspect they have LESS choice yet you buy Apple products! SO do not lay that progressive cr^p on me. I believe in free enterprise all the way!
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I do not see why.
There are no advantages for Walmart to play with Apple.