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I did for my first Apple Watch (the 3), a MacBook, and a couple iPhones back in the 3 or 3gs days. Never used it, and can afford to repair/replace my devices out of pocket, so no more. I'll save the $$.
Similar here. But probably 39 years. Replaced a broken screen. Apple replaced an expanding battery for free without AppleCare. For my three devices, $240 per year. Come on, my screen cost less than that. For 39 years more than $9000. Do the math; you have to have really bad luck for this to pay off. I'm sure some people will be better off with this AppleCare, but most not. Save a couple of thousand in a bank account before you buy your next device and you'll save a lot of money in the long run.
 
Interesting because I think the target demographic for this would almost entirely overlap with then iPhone Upgrade Program’s, but they don’t seem to play nicely together. No deduction off the $19.99 if you’re already paying for AC+ through iUP, and no way to remove AC+ from iUP.
 
Pricing is a bid weird. Mostly seems to be worth it if you cover an iPhone or are paying monthly right now.

I generally buy a fixed term when I get the product initially, and then consider renewing.

Here are the monthly costs of current AppleCare subscriptions that I paid for up front:
iPhone: $11.20 (with T&L)
iPad Pro: $5.63
Mac Studio: $4.14
MacBook Air: $5.08

My MacBook AppleCare expires soon, so I'll need to switch to an Annual plan or consider a AppleCare One subscription. I'll get T&L with the iPad, so I suppose I'll save a little bit if I get it for my iPhone/iPad/MacBook?

I tend to get weird defects on my Macs and iPads requiring costly repairs, so I'm a bit ahead over my lifetime for my AppleCare subscriptions so far. I don't have as many issues with my iPhones.
 
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I bought a refurbished M3 Pro MBP last month, I hope I can add it. If so I’ll switch to this plan since I already have coverage for my 15 Pro, which I used for the first time last month also, and my M4 iPad Pro.
 
No one seems to be talking about the largest benefit to this new insurance policy. It really incentivizes Apple to make their products as durable as possible to avoid losing money on claims!
Exactly! And like most every other insurance you pay for and never make claim. Money down the drain!
 
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Can anyone help me understand this a bit better? I’ve gone through the Q&A and I’m still lost.

1. How does this work for families? I know it says devices must be on the same Apple Account as the subscriber, but what does that ACTUALLY mean? As the subscriber to an Apple account and 3 kid’s iPhones on AppleCare+, I can’t see their subscriptions. Can I not just move paying for their subscription to my Apple Account? Or must the device be registered on my account?

2. I currently pay $3.99 a month for my Series 7 to be insured. The website now says starting at $2.99 a month. Is that price just for the SE? If not, can I just move to the new plan and get the discount?

3. Why would I ever use AppleCare One? My iPhone is $10 a month to insure. My watch is likely going to be $3. If I insure my 3 year old, base spec M1 MacBook Pro under this new policy, it would only be $3.50 a month according to the website. That’s $16.50 a month - why would I ever pay $20? And why would I ever add another device for $6/month??

Very confused. This seems very prosumer for some users, but also very Cash-Grabby for those of us who don’t have a second iPhone, Vision Pro, or iPad.
You’re overthinking it. Every Apple device is signed into an Apple Account—that’s the name at the top of the settings. If the Apple Account paying for AppleCare One isn’t in that field, it doesn’t qualify. I have 5 members in my Family Sharing. My wife and kids have their own Apple Account so they would need their own AppleCare One coverage.

You need to read the print carefully—those prices are From a given amount. The $3.49 for a Mac is the price for a Mac Mini—not for ALL Macs. The ‘From’ price of $9.99 for iPhones is for the 16E— For Pro phones, it’s now $13.99 a month I believe, regular iPhones $11.99. Monthly AppleCare+ for a 13” MacBook Air is $6.99, for a 14” MBP it’s $9.99 and for a $16” MBP it’s $14.99. Same goes for iPads—that listed ‘From’ price is for the cheapest iPad (A16). For an iPad Pro I believe it’s $7.99 per month.
 
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Another subscription. "Just 19.99 per month"....it sounds so much better than $239.88 per year.

Now let's add that to your Netflix, Apple One, YouTube, Disney+, Adobe, OpenAI, Google subs.

"Only" suddenly becomes over $2k per year.

Just saying.
 
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pretty soon youll be paying apple $100/month for the privilege of using the 5k of products you bought.
 
Pricing is a bid weird. Mostly seems to be worth it if you cover an iPhone or are paying monthly right now.

I generally buy a fixed term when I get the product initially, and then consider renewing.

Here are the monthly costs of current AppleCare subscriptions that I paid for up front:
iPhone: $11.20 (with T&L)
iPad Pro: $5.63
Mac Studio: $4.14
MacBook Air: $5.08

My MacBook AppleCare expires soon, so I'll need to switch to an Annual plan or consider a AppleCare One subscription. I'll get T&L with the iPad, so I suppose I'll save a little bit if I get it for my iPhone/iPad/MacBook?

I tend to get weird defects on my Macs and iPads requiring costly repairs, so I'm a bit ahead over my lifetime for my AppleCare subscriptions so far. I don't have as many issues with my iPhones.
As I posted above, those listed prices on Apple’s website are for the cheapest version of each product. The monthly a la carte AppleCare+ price goes up with the more expensive models.
 
I get asked for something like this all the time at the Genius Bar. Hopefully it expands to other countries in the future.
 
Another subscription. "Just 19.99 per month"....it sounds so much better than $239.88 per year.

Now let's add that to your Netflix, Apple One, YouTube, Disney+, Adobe, OpenAI, Google subs.

"Only" suddenly becomes over $2k per year.

Just saying.

Agreed. Subscriptions are a plague.
 
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You’re overthinking it. Every Apple device is signed into an Apple Account—that’s the name at the top of the settings. If the Apple Account paying for AppleCare One isn’t in that field, it doesn’t qualify. I have 5 members in my Family Sharing. My wife and kids have their own Apple Account so they would need their own AppleCare One coverage.

You need to read the print carefully—those prices are From a given amount. The $3.49 for a Mac is the price for a Mac Mini—not for ALL Macs. The ‘From’ price of $9.99 for iPhones is for the 16E— For Pro phones, it’s now $13.99 a month I believe, regular iPhones $11.99. Monthly AppleCare+ for a 13” MacBook Air is $6.99, for a 14” MBP it’s $9.99 and for a $16” MBP it’s $14.99. Same goes for iPads—that listed ‘From’ price is for the cheapest iPad (A16). For an iPad Pro I believe it’s $7.99 per month.
I figured with the family plans, just frustrating that this does not apply for that.

My iPhone 15 Pro Max 512GB is $9.99 a month right now without Theft and Loss. I understand that the “from” prices are referring to base models. But I guess that is where my confusion comes from, as that is clearly not a “from” device 😅.

I guess that if the MacBook Pro ends up being $9.99+ to insure, then it makes sense to do the One and get my Apple Watch for “free.” I will have to see tomorrow when the prices are easier to understand.
 
Dave Ramsey is going to be all over this…
This made me laugh.

That said... this is a huge money spinner for Apple. More people on more subscriptions and just the occasional claim here and there is just juicy revenue. The value prop to the consumer that looks after their stuff is limited, although for families with young children or putzes then this could pay for itself over time.
 
This makes no sense. It would be crazy if they didn’t want to offer this in other countries. US first, sure, but US only? Why not just sell the iPhone in the US? Uh, because it’s a US.company! Of course!
My suspicion is they will test it in the US first. Apple has to figure out if there are any legal hurdles. Apple is likely working it out with their lawyers to determine if it’s feasible to offer this in specific countries. I’m sure if Apple can legally make a profit selling a product, they’re not going to decide not to sell it. Due to local laws, there are things Apple doesn’t offer outside of the USA. That’s not an Apple issue but rather a government issue.
 
This is at least an argument based on facts not opinion so thanks for that. But we’re talking about a company that has more workforce, more money, more everything than some countries. So I’m encline to think that they could, they just didn’t bother.
You left out for profit, I assume many countries don't have a large enough Apple owner universe to justify the infrastructure and resulting costs to be worth it for one. Sure they could and from a strictly customer service view maybe should, but that's not how companies run. Especially today with pressure from Wall Street, Tariffs, Orange Crush and the inflation they cause.
 
As I posted above, those listed prices on Apple’s website are for the cheapest version of each product. The monthly a la carte AppleCare+ price goes up with the more expensive models.
Right. I was using the actual prices I paid. You can see the monthly/annual prices at https://agreementsales.apple.com/, though two or three year plans can be available at a lower cost on new products.
 
Interesting because I think the target demographic for this would almost entirely overlap with then iPhone Upgrade Program’s, but they don’t seem to play nicely together. No deduction off the $19.99 if you’re already paying for AC+ through iUP, and no way to remove AC+ from iUP.
Did you get confirmation on that? I was wondering the same about my iPhone upgrade program AC+ that is baked into my monthly payment. There no way to replace it?
 
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