Worked through the link today, was disappointed did not get $40k limit to put upcoming new Mac Pro ($35k) on it. Got 30k limit and 12.99% app. TU FICO 8 score 833. Around 7 figure income.
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Apple Card Begins Arriving to Customers, Wide Range of Credit Scores Reportedly Being Approved
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You need a bank account in file by adding them with routing and account number.
You can set up monthly payment of statement due amount, I haven’t found anyway to set a recurring payment option with a custom amount.
So I have my Apple Card in my wallet on my iPhone and was able to add it to my watch as it gave me the option. I’m not able to add it to my iPad. I have other cards I’ve added but won’t let me add this one. Anyone have luck doing this?
Is your iPad updated up to iOS 12.4 and signed in with the same iCloud account you have singed apple card with?
I have my card set up on my phone, watch, and iPad.
There must be a CC number (the one whose last 4 digits you can see in the Wallet app) and very likely also the expiration date and name on the mag stripe (otherwise POS terminals would be very confused). The CVV is usually not on the mag stripe (although there is a field for it in the standard).
The lack of visible numbers on the card provides some protection against a casual scammer, but I suspect any serious card number thief will have a mag stripe reader to quickly skim the card, and of course the information can also be skimmed via a hacked POS terminal (like in the large Target breach a few years ago). All in all when using the physical card it isn't much safer than a regular card. Use Apple Pay wherever you can (much safer due to the dynamic security codes).
Same thing happened to me. I entered my iTunes Store email address instead of my iCloud email address, which I rarely check. Signed up again using my iCloud ID, so I guess I'll have to wait a little longer.After signing up last week, I got the invitation email and made sure to upgrade to 12.4. I followed the instructions but says it's not available to me.
I think I know what happened. This won't affect everyone, but if you're one of the poor souls that have both an 'iCloud' email and a separate 'Store' email for app store/iTunes that they never did allow to merge (I use a @me.com sign in for when starting/restoring a phone, but a different email for my itunes/app store purchases), make sure to use your iCloud ID email address.
I was thinking 'ok this is payment stuff , I will use the itunes ID', and nope, dumb mistake. Wallet is obviously tied to the icloud @me account, so now I get to re-sign up with the correct email and wait again.
I thought about that and just went and updated to 12.4. After updated it was there to add. Thanks for the reply.
I applied and the rate and credit limit I got was pretty crappy compared to my primary credit card. Was kind of looking forward to getting one, but I’ll pass for now.
I have 845 and I only got a $9000 limit. I don’t use credit card or hold credit card debt long, so I am sure that was a major factor. Still that limit and 17.99% rate they gave me is not close to my primary credit card. I was actually planning on starting to use the Apple Card for most payments since it will be convenient to manage, but it wouldn’t make sense for me at that rate and credit.
Its a separate Fico score for credit cards. Range is 250 - 900, not the 350-850. Citibank uses it.
Got my card today, we went to dinner at Longhorn and put the card in the booklet and the waitress comes back after swiping it saying “That’s a really cool card, never seen one like that before”
Pretty cool reaction to what we already know, the card is bad as hell looking.
Pretty cool reaction to what we already know, the card is bad as hell looking.
My card arrived today and I'm curious if this thing is going to scratch easily. Seems likely. Anyone scratched theirs yet?
that’s because you used as a restaurant.
Evidently, different colors will indicate different categories of spending.
Of course, eating KFC could turn to red warning you not to eat there, haha
I put my email in last week at some point and still haven't gotten anything. I'm in no rush anyway. One thing I've noticed is they are using transunion. Transunion always gives the lowest score of the 3. I has been like that in my families case for countless yrs. I just check my credit report and the other 2 show no hard pulls for 4 yrs but transunion is still showing me having 3 but they are supposed to fall off after 2 yrs. So it's safe to say I'm pretty sure there are alot of people that's information is incorrect on their reports..
James
James
Simple it is from Apple. Let’s face facts, Apple could take dog crap put it in a white box and sell it. They would have people screaming about them having trouble getting their iCrap. Other saying it is the best thing ever.
There is a reason. The iCrap joke came around and sadly has way to much truth in it.
The fee is $450 but they give you a $300 rebate on dining and travel so the fee is really $150. With the added benefits you get that card pays for itself fast for me every year so far.
TheYayAreaLiving 🎗️
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