I don't put all my eggs in one basket. I use the plus sign trick with Gmail to generate random virtual emails.
https://www.google.com/search?q=gmail+plus+sign
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Apple Card Begins Arriving to Customers, Wide Range of Credit Scores Reportedly Being Approved
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I don't put all my eggs in one basket. I use the plus sign trick with Gmail to generate random virtual emails.
https://www.google.com/search?q=gmail+plus+sign
Whats funny as I didnt. When I applied the other day for the Apple Card I was approved and immediately after re locked my Transunion thinking they would have hard pulled at that exact moment. 2 hours later I get an alert from TRansunion and Credit Karma that a hard pull was attempted on my locked report lol.
I don't think this is a card specific feature. Apple Wallet does this already with any credit card you have in the app as long as you check out with Apple Pay whether it be in person or online.
Apple obsequiousness at its worst. Idiots fawning over the weight of a credit card.
You never borrow money, but you have two car loans?
I got an invitation yesterday (can't remember I signed up to be notified) but I decided to skip applying for it.
It's brand cachet. Nobody would care if you were unboxing a credit card from a regular bank or CU.
See an Amex Black Card unboxing.
It's brand cachet. Nobody would care if you were unboxing a credit card from a regular bank or CU.
See an Amex Black Card unboxing.
Apple products are seemingly on sale everywhere lately, but not at the Apple Store or apple.com. It's not hard saving hundreds of $$$ buying a MBP or iMac or anything if you just look around.
I'd rather use the CC's I already have and get a lower price and an extended warranty (for free) and rewards points using one of my other cards. I just don't see the benefit of this card, apart from it looking cool.
I'd rather use the CC's I already have and get a lower price and an extended warranty (for free) and rewards points using one of my other cards. I just don't see the benefit of this card, apart from it looking cool.
Well got the email invite so I took a chance. Now the thing of it is my score was lower 700’s, showed 100% on time no overextended on credit everything was perfect BUT I was declined because we had to file bankruptcy back in 2014 due to lose of my hubbys and mine jobs and I became full time caregiver to my Mom who had cancer. We had to start over and before our bankruptcy our scores were always in the 800’s. We worked hard to reestablish our credit over the last few years and have done very well in doing everything right. We finally got a Capital One CC and have had that for the last 2 plus years doing everything right. Just using it to buy gas or groceries and paying off every month. Never been late on anything! We have rented for 5 years now going on 6. No issues no problems pay everything as much as we can with cash only using the Capital One once a month for little things to bring up our credit score which finally is like I said in the 700’s. So why were we declined? Because we had a bankruptcy still on file and that won’t come off u til 2003. I guess I thought for sure seeing as we show a history of great credit activity and I owned a iPhone 6S Plus now an iPhone XS Max, IPad Pro and 2 Apple PCs you would think we would be accepted. Nope! I won't try again, we will wait. Few more years our bankruptcy will be done no big deal if I don’t have this card just thought it would be a way to do this like our Capital one but there are other CC’s out there we can and are already approved for but not the Apple Card which is too bad, we give them good business but no worries, we don’t need it that bad at all.
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The Amex Centurion, the original cool card that was unobtainium to almost everyone.
I have that card and love it! 14k limit. Always pay the full balance. Never had a problem Just redeemed all my cash rewards and bought a 65 inch TV and new tv stand for my living room!
Does't seem like that aspect of it is really all that Apple related/specific.
2% cash back with no fees is solid on the ApplePay part.
Yes I know how credit scores work. And like I said already.. and I know from being in the 800 club already that you borrow a ton/ it’s pretty cut and dry
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Sure it is. And I didn’t say credit I said credit score.
Apple isn't deciding whether or not you get a card. Goldman is and they don't care about how many Apple products you own.
Capital One care - 1.5% cash back everywhere
Apple Card - 2% cashback anytime you use Apple Pay, and you get the cash back at the end of each day.
Exactly. I’d be all over this if the rewards were competitive, but they really aren’t. I guess they are if you buy a ton of stuff directly from Apple, but no reason to get this card other than that.
Ahh I see ok thanks! I guess this is where I got confused with the hype that Apple themselves was making that decision
17.99% seems to be the sweet spot; a lot of people seem to be getting that.
I think all my previous cards have come with 24+% interest. Never had to pay interest on anything though as I have always paid off my bill. 17.99% is the lowest I have ever gotten for a credit card, granted this is my first time getting a card in probably 5+ years.