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Apple Pay Could Launch in Germany as Early as Next Month

sunny2k1 said:
The situation to this case is quite difficult. Technically the Apple Pay Engine is ready and enable (this was already the case for iOS 11). Given that something emerged shortly before the iPhone X keynote, that Apple decided to delay the start (might be that a milestone partner (e.g. Deutsche Bank) wanted on short notice) and left it out and didn't launch it.

With iOS 11.2.5 they continued to develop on the engine and left it enabled on the device side (the server side thing is upon Apple). My guess would be a launch close to the announcement (probably next week).



Apple was more less occupied with the development of the software for the iPhone X. It looked to me that they want to couple the launch alongside the new premium handset. It's called marketing.
Click to expand...
Any idea what changed on the Dutch Apple Pay engine in 11.2.5?
 
Last edited:
Included Apple Pay Cash
 

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I repeat myself those screenshots are absolutely no evidence of an eminent launch of ApplePay for Germany.
If you change to a region were ApplePay is supported already you’ll get the settings to add cards or  Pay Cash.
This is not new and exactly the way to implement a boon card to a German iPhone. Period.
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FF044ADF-288A-49DA-AC8C-CE7F2854EB04.jpeg
 
As Apple is unable to charge extra (for common credit cards) in Europe (EU), do not expect APC to launch it alongside. Another issue is the conversion rate which makes it barely impossible at the moment to send money to contacts with different currencies. Overall within the industry Apple‘s P2P solution is still seen as in beta and unfinished.
 
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SenileBooster said:
You misunderstand the whole PSD 2 rule.
It does not allow so called surcharges but Apple would still get the interchange/issuer fees.
So it is not allowed to take a fee if you charge your APC card with a debit/credit but it will earn mearchant fees when you use your APC to spent money.
Click to expand...

Apple needs to find a different way for implementation in Europe, though. The PSD rule basically makes it less attractive to offer a virtual DC extra for APC. But than again they need a card on where to store the money. The current implementation is far from ready for the European market.
 
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cmaus said:
Nice!
Your profile shows you’re in Canada.
You’re not German, are you?
Or do you have some kind of relation to Germany?
I can’t wait for Apple to roll it out finally.
What I don’t understand is why Apple is making bigger or smaller announcements for future Apple Pay rollouts (like for China, Italy, Spain...), and for others, we get to know about the rollout the day it happens.
Click to expand...

Actually, Pay works everywhere in Germany since October 2014 even though it hasn't been offically launched here. My first ever payment with Pay was at REWE on the launch day. I have stopped updating the list of establishments where Pay works in Germany.

What I love the most about Pay is no limit on transaction amount without signing or entering the PIN. The most expensive I've paid with Pay was €450 at Saturn store. Only Galerie Kaufhof insisted on signing the receipt for any transaction over €25.

What peeved me the most was those clueless cashiers who expected me to hand them my physical card so they could 'inspect' and insert it in the reader. Saying 'Kontaktlose Zahlung' is like speaking in alien language to them. One had nerve to tell me that PIN or signature is more secure than contactless payment: Rather than accept her idiocy, I walked out, leaving the cashier to restock the unpaid €80 worth of grocery.

A YouTube video showing transaction with Pay at REWE in January 2015:

Here's the short list of establishments that I have successfully paid with Pay in Germany since October 2014:

Aldi Süd
Alnatura
Aral
Conrad Electronic
Denn's
Der Beck Bäckerei
Ditsch
DM Drogerie Markt
Dunkin Donuts
Edeka
Galerie Kaufhof
Globetrotter
Hans im Glück
H&M
Hornbach Baumarkt
Hugendubel
Kaiser-Tengelmann
Karstadt
Kaufland
Küstermann
LIDL
McDonalds
Media Markt
Mr Bleck Coffee
MVG (München)
MyIndigo
MyMuesli
OBI Baumarkt
Penny
REWE
Rischart Bäckerei
Rossmann
San Francisco Coffee
Saturn
Starbucks Coffee
Tchibo
Tegut
Thalia
Toom Baumarkt
VioVolet
Yum2take
 
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Guys my post got deleted from twitter due the pics I don’t know if somebody reported the post (maybe Apple) but that’s another fact that Apple gonna announce Apple Pay tomorrow....


Stay tuned
 
sunny2k1 said:
Apple needs to find a different way for implementation in Europe, though. The PSD rule basically makes it less attractive to offer a virtual DC extra for APC. But than again they need a card on where to store the money. The current implementation is far from ready for the European market.
Click to expand...
What does PSD 2 have to do with the Card for ApplePay Cash?
Nothing other than Apple won’t be allowed to charge you a fee if you charge your APC account via Debit or Credit Card. That’s all.
Interchange regulations are a whole other story.
 
n4p84 said:
Guys my post got deleted from twitter due the pics I don’t know if somebody reported the post (maybe Apple) but that’s another fact that Apple gonna announce Apple Pay tomorrow....


Stay tuned
Click to expand...
You are new and your "postingstyle" is like the one from Hans 300... (yesterday). Some of you might know, at what I´m referring to.
 
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@PR1985

That I’m hans oder something ? lol :)
Lol believe me I’m not :)

By the ways I uploaded my post again on twitter
 
SenileBooster said:
What does PSD 2 have to do with the Card for ApplePay Cash?
Nothing other than Apple won’t be allowed to charge you a fee if you charge your APC account via Debit or Credit Card. That’s all.
Interchange regulations are a whole other story.
Click to expand...

I only refered here to the hurdle, that Apple may not grab any share of the loading the APC Card/ using the CC for APC. That‘s where Apple grabs the money from the customer using a credit card in the US. That‘s not allowed. In the end, the boon. DC is a look like of the Greendot debit card used for Apple Pay Cash.

Greendot receive its share of the 3% used for transaction (load or send) to issue the card.
 
PR1985 said:
Exactly this. By the way it is "or"
Click to expand...

If it’s that guy who have 2 homes in Frankfurt and Austin and traveling the whole time? Who have no life cuz work? That would be me .... :) and I think would kill myself if choose my nickname as Hans lol horrible name

Peace and out
 
@n4p84 Show us new stuff, then we might trust you.
n4p84 said:
If it’s that guy who have 2 homes in Frankfurt and Austin and traveling the whole time? Who have no life cuz work? That would be me .... :) and I think would kill myself if choose my nickname as Hans lol horrible name

Peace and out
Click to expand...
Sorry but you sound like a teenager. This lol... lol...lol is getting on my nerves. I might be to old for such things.
 
n4p84 said:
Guys my post got deleted from twitter due the pics I don’t know if somebody reported the post (maybe Apple) but that’s another fact that Apple gonna announce Apple Pay tomorrow....


Stay tuned
Click to expand...

Can you post the photo here? Pretty please?
 
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