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Foolish, customer-hostile move by a Target.

It will fail, like all others before it.
 
How is Apple Pay not available at Target? Unless it's deliberately blocked somewhat (never heard of this), it is automatically supported by any Contactless card reader.

Dedicated Apple Pay support only potentially means you can pay over £20 which is the limit for Contactless transactions with bank cards.
 
I don't shop at Target that often, maybe once a year if that. They're trying to be like Walmart and have their own form of mobile payment.

This is were Samsung beat out Apple. You can use a Samsung S8 and Samsung Pay at just about every terminal, even if it doesn't have NFC. It uses MST to transmit to the terminal that you swipe.

Apple needs to come up with a way of doing the same and also start give reward points like Samsung Pay does.

I work at Starbucks and every time someone tries to use MST/Samsung Pay it fails. I warn them in advance every time, every time they act like I'm an idiot, and every time it fails. Apple Pay, on the other hand, works flawlessly.
 
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Target collects an obscene amount of information about their customers.
It's very likely they want to force customers into the Cartwheel app to collect even more data.
 
How is Apple Pay not available at Target? Unless it's deliberately blocked somewhat (never heard of this), it is automatically supported by any Contactless card reader.

Dedicated Apple Pay support only potentially means you can pay over £20 which is the limit for Contactless transactions with bank cards.

Long story, but a lot of POS systems for the US market require significant software development to enable individual features on terminals. Many stores simply enabled the chip part and decided not to enable anything else as a result--at least initially. Some, like Target, are apparently okay with never enabling NFC.
 
This is why Target sales are slumping and why they had a terrible Black Friday showing...because they are tone deaf to what their customers really want. Hope things continue going south for them.
 
I quit shopping at any places that don't accept Apple Pay after my card was skimmed twice, and let all the managers know why. I also leave bad Google Map reviews pointing out the same.

Lots of places added Apple Pay shortly after the bad Gmap review, including two gas stations and several restaurants.

Walmart and Target can suck it. They no longer get a penny from me because of their insecure payment shenanigans.
 
this is an american problem thankfully. "apple pay" is just part of the standardised contactless payment system in Australia. I'm making this figure up, but apparently 76% of all payment in Aus are contactless now. Cash / swipe and pin / chip payments are going out the door
 
I get 5% off when I use my redcard. I already pop out the cartwheel app, so integrating all that in won't be a big deal. Plus it'll probably be faster than the chip reader.
 
Long story, but a lot of POS systems for the US market require significant software development to enable individual features on terminals. Many stores simply enabled the chip part and decided not to enable anything else as a result--at least initially. Some, like Target, are apparently okay with never enabling NFC.
I see, thanks. Thought that might be the reason, but wanted to make sure. In the UK, Contactless card payments are supported literally everywhere, but I have still seen some people who look for the Apple Pay logo and think their iPhone would not work otherwise.

The lack of any Contactless support for small payments sounds so backwards, honestly.
 
On the contrary, I think Apple should focus way more on in-app and website use than NFC or MST. The latter may very well become irrelevant if stuff like Amazon Go really takes off.


(Also, as someone who has a new-ish MBP, it sucks that I can only use Apple Pay on the Apple website with it.)

I don't think NFC or MST is going away anytime soon. Also Samsung Pay allows you to tie it to VisaCheckOut so maybe Apple can look into something like that that gives you more checkout options.

I work at Starbucks and every time someone tries to use MST/Samsung Pay it fails. I warn them in advance every time, every time they act like I'm an idiot, and every time it fails. Apple Pay, on the other hand, works flawlessly.

Not sure why Apple Pay would work but Samsung Pay wouldn't if they're both NFC transactions. Apple Pay doesn't do MST but if you're paying through the StarBucks app maybe that has something to do with it. No idea

Next time my son and I are out. I'm going to have him try a MST transaction and see what happens. I'm curious. I've talked to other people who use it and they say it works great.

I wish Apple would come up with a way to do it also. Having options is nice.
 
I see, thanks. Thought that might be the reason, but wanted to make sure. In the UK, Contactless card payments are supported literally everywhere, but I have still seen some people who look for the Apple Pay logo and think their iPhone would not work otherwise.

The lack of any Contactless support for small payments sounds so backwards, honestly.

Contactless cards are also considered highly insecure here as well (and most cards don't have it as a result), so there was never really motivation to enable that feature in the first place until Apple came along.

I don't think NFC or MST is going away anytime soon. Also Samsung Pay allows you to tie it to VisaCheckOut so maybe Apple can look into something like that that gives you more checkout options.

There'll be a use, sure, but I can see most day to day purchases eventually using merchant-specific apps if it means they save a lot more time than using NFC. Remember, you still have to wait in line to be able to tap your phone, unlike something that automatically tracks your cart while shopping and charges you when you walk out the door.

At least if Apple Pay is more supported for websites and apps, there's a possibility that people might not need merchant specific apps for at least some of those stores. For instance, the camera IIRC is accessible by websites, so barcode scanning should be possible.
 
another reason to boycott Target...the first being their idea that hanging a christmas tree upside down is cool (look it up) ...no, its insulting to the Reason for the Season.

What are you talking about? I looked it up, and it’s true, but you missed a bunch of things. One: homedepot, Walmart, Kohl’s, bed bath and beyond, and others are all selling these upside down trees as well. So, this isn’t a Target thing. Two: there is no “alternative motive or meaning” about this upside down tree thing that I can read anywhere. Just a fad. Three: the tree itself has very little to NOTHING to do with the “reason for the season.” As a matter of fact, some Christians feel that Christmas trees are wrong altogether. To each their own when it comes to a tree... Four: apparently, with my very brief research, upside down Christmas trees were a thing in central and Eastern Europe. Now, I didn’t look up the reason for that, but sometimes... I think this is just a company trying to sell a new fad to make $500 - $1000. Not some company trying to erode the foundations of society...

If this is why I should boycott a company, I would have nowhere to shop.

If I am missing some deeper plot, please, please inform me. I’ve been wrong before once or twice.
 
Complex? Open the app. Scan the barcode. Let’s not get foolish here.

Target:
  1. Apply to REDcard.
  2. Wait for REDcard to arrive in the mail then activate.
  3. Open the Target app and click "wallet", then "add payment", then "add a REDcard", then "+", then fill out the form.
  4. At the store, open the Target ap, click "wallet", then aim the phone carefully at the barcode scanner.
Apple Pay:
  1. Add any of the existing credit card to Wallet app by clicking "+" on the Wallet app then fill out the form.
  2. At the store, double click to open the Wallet app and place the phone near the payment terminal and use FaceID, TouchID to authorize.
 
Remember that this (red card) is not a credit card with the usual fraud protections but rather debits directly from your bank account. Also remember that Target had a breach resulting in millions of people’s account data being stolen.

Enjoy your app.
You are speaking bollocks: The Red Card is either debit or credit.

If you do not live in your parent's basement, you can apply for the credit card, which provides the same payment schedule as other credit cards, but sweetens the pot with 5% discount, and free shipping.

Yes, it is linked to your bank account for auto-payment no different than a utility -- gas, electric, ISP, et al.

Dude to each his own.
But sucking to the Apple tree provides no measurable financial gain to you -- which is the bottom line, right?
 
I hate this man. We shop at Target and I’ve been waiting for Apple Pay to come to Target and this confirms they have no plans for it. Crap man. Really chaps my behind.
 
I used it the other day and I liked how I could pay and use any coupons on Cartwheel all at the same time. Plus I have the Target debit card and I’d rather save my 5% than use my regular debit card with Apple Pay and not save my 5%.

I would agree - we do a lot of our shopping at Target, and RedCard 5% discount adds up to $100s of savings over time. If I can now using my iPhone instead of having to carry the physical RedCard in my wallet - that's an improvement.
 
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Remember that this (red card) is not a credit card with the usual fraud protections but rather debits directly from your bank account. Also remember that Target had a breach resulting in millions of people’s account data being stolen.

Enjoy your app.
Not True. My Red Card is a store credit card. It's not linked to my bank account. I pay it off every month like every other credit card. Please don't spread false information.
 
But sucking to the Apple tree provides no measurable financial gain to you -- which is the bottom line, right?

In fairness, having the right credit card can mean that Apple Pay provides a financial benefit*. For example, US Bank has a credit card where every mobile wallet transaction nets 3 points per dollar, and Chase had an Apple Pay promo a few months ago too.

* Assuming you pay your entire credit card balance on time every month, which you should for credit cards anyway with or without Apple Pay specific promotions.
 
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