powerbook911 said:Yeah must definitely be a difference between canadian and u.s. credit ratings.
For most people I'd say its still best not to carry any balance, but any research you put into the U.S. system will strongly tell you that showing you can carry a pay a balance over time can be helpful to your credit rating.
However, I just think in order to not get in trouble, one might as well not carry a balance.
Back to these events scheduled, I wonder if Steve will be the one making this announcement? I know of an event or two in the past that weren't done by Steve. He sure has been busy lately!
This is nuts. Why pay interest rates when credit cards are falling on each other to give 0% rates (introductory). I milk them for what they are worth and then cancel them. Also, if you have or ever had a car loan or home mortgage and pay them on time, your credit score will go up, but if you are carrying excessive balance on your credit card, the score will go down.