No difference. The partners get advertising from Apple and the partners will market Apple Pay to their customers (i.e. marketing spin).
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Apple Responds to CVS/Rite Aid Controversy: 'Overwhelmingly Positive' Response, Working to Add Merchants
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No difference. The partners get advertising from Apple and the partners will market Apple Pay to their customers (i.e. marketing spin).
I would really like to see this agreement. All I can find is speculation that it even exists.
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And if anybody HAD done this, we would've talked about it then.
You sure have a high opinion of yourself for someone who produces so little real information.
The solution was used less (that's what industry sources say right now) and is less secure and private (since Google is the intermediary per their own documents instead of the banks or CC companies which already have my financial information). Those are facts.
Find me something that says different that's not some fan user blog, I'm waiting here for that answer.
Sure, I suspect there are nice CVS store, although I've yet to see a nice Rite Aid.
I do travel all over the country and frequently compared these stores.
Walgreens is significantly ahead overall in terms of quality of customer service and store appearance. Certainly in my experience.
Google Wallet didn't take off because Google didn't get the banks involved first, nor did they make a huge advertising push like Apple is doing. It's not because the technology was flawed, it's just the marketing push wasn't executed properly.
Still, since 2011 consumers have been able to use Google Wallet at any NFC-enabled point-of-sale system in any country in the world, and it worked fine. There were never any security problems, never any breaches, nothing.
Many banks and companies resisted, same as what's happening with Apple Pay. The only real difference is Apple is spending millions of dollars to market Apple Pay and convince banks and businesses that NFC is the way to go.
Google didn't do this, which is why Google Wallet never took off. It was never about flawed tech, or lack of security or privacy.
It's not just about the data mining...it's also about the money. Here's a quote from the earlier MacRumors article about CurrentC:
"Payments are pulled automatically from the bank account linked to the user's account via Automated Clearing House (ACH) transactions, a system adopted as a way to help merchants avoid paying the approximately 2-3 percent fee levied by credit card companies."
So as you can see, it will save them a whole bunch of money in the long run. A stupid system, to be sure, but I'll bet dollars to donuts that they are going to take it as far as possible before giving up that 2-3%.
Back in the early 90's, one Xmas, I decided to do all my holiday shopping for presents online. I was successful with the exception of a fish. I got a goldfish for my friend's kid.
Maybe I'll attempt an all Apple pay holiday this year. See if I can pull it off.
See how easily amused I am?
BTW, the online shopping spree I did twenty-something years ago was on Unix workstations using Netscape. My fave search engine at the time was Metacrawler.
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Maybe I'll attempt an all Apple pay holiday this year. See if I can pull it off.
See how easily amused I am?
BTW, the online shopping spree I did twenty-something years ago was on Unix workstations using Netscape. My fave search engine at the time was Metacrawler.
:Exactly. I check my checking account for funds, then use my credit card, transfer the funds to pay it off.
This is the ONLY way in the U.S. to establish credit as Equifax, Transunion and Experian do not count debit/checking account transactions towards your credit (only if you are using that account for auto-pay on recurring bills such as car leases, utilities, etc). Plus you earn points and other rewards based on particular credit cards.
Credit advocate and professional Suze Orman has petitioned for these agencies to include debit card transactions towards individual credit history. Otherwise, the only way to currently have good credit standing to apply for a mortgage, credit, loans, and with good interest rates is to establish good credit and buying habits via credit cards.
You make a good example why PC/Android users do not and never will understand why Apple is so successful.
Because the only real difference between G Wallet and
Pay is not the amount of marketing being done, but that only one of these implementations is more convenient than just using a credit card. Hence G Wallet is only used by a handful of nerds while Pay is so easy and slick that almost everyone with a supported device will want to use it. That Pay is also more private and more secure is the icing on the cake.
"Delighting their customers at over 220,000 locations." Now people are delighted to pay. Priceless.
Will it? Or will the banks end up eating the cost of fraudulent transactions and the constant stream of data breaches as a result of lax security from merchants. Merchants are not held to the same security standards as banks and CC companies. The CC and DC offer a layer of protection such as warranties and fraud protection. If the merchants want to get rid of the 2-3% fee they should be obliged to cover the cost of fraud and warranties. They can't have it both ways. There is no such thing as a free lunch.
To some extent it's regional/local. I've lived in places where Walmart was pretty much the best retail place available. (The Walmart was above average, and the other places were dismal.) At the other end of the scale, there are places where Walmart is more down-on-your-luck. Where I live now, they are sort of middle of the pack.
There's nearly always somewhere a lot worse than Walmart to shop, and close by.
A-ha! Exactly, which is why MCX only uses direct transactions with your checking account and will not cover fraudulent transactions (it's a virtual check based system). They require a checking account, social security number, driver's license ID and the merchant app. As others found out in another thread this weekend, you have to call MCX to remove your account, you cannot do it yourself, and your data is not removed (a la Facebook, inactive but still kept).
You make a good example why PC/Android users do not and never will understand why Apple is so successful.
Because the only real difference between G Wallet and
Yeah, that's not correct. You're just making stuff up now.
Google Wallet is just as convenient as Apple Pay, short of having to type a 4-digit pin instead of using a fingerprint.
That's it. That's the only difference.
Google Wallet takes just as much time as Apple Pay does at the counter. Exactly the same, because its a simple NFC transaction. No other difference in time or convenience to the consumer.
You make a good example as to why the general populace believes iPhone users are clueless about technology until Apple finally gets around to adding it to an iPhone.
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I swear I only come here looking for this guy.. He is the best poster in every thread.. Keep it up my good man. You have an uncanny ability to cut through the bs. With short and funny posts.
It's not how old the Walmart is, either. I worked down the street from a brand new one in Orlando (John Young pkwy and Sand Lake Rd) and one opening day, it was beautiful, and one week later, you'd have thought it was open for 40 years.
It was the floors. They dingy'd fast.
Having friends who worked with Apple and, um, sort of broke their NDA, those iPhone models did have NFC prototypes that never hit market. The iPhone 5 in particular, and that NFC prototype was ditched by Apple after talks with Visa, MC and AmEx fell through last minute. As I recall, they were about to roll out new POS systems at their cost but held off. I believe NFC transactions and the iPhone have been "in the works" for a long time.
Partners who have signed up to Apple Pay get nifty stickers to put on their POS terminals.
Of course Hobby Lobby would bail on Apple Pay...
They hate Apple supporting gay rights with all the fear of God within them!
There will be no day when I have to give out my Social Security Number or Bank account numbers out to a bunch of sleazy retailers with terrible security already proven just this past year.
God will strike them down from the heavens, Jesus will turn over the tables at the market place!
And there will be eternal fire and.... ok I was sort of kidding, but you get the point! LMAO
They hate Apple supporting gay rights with all the fear of God within them!
There will be no day when I have to give out my Social Security Number or Bank account numbers out to a bunch of sleazy retailers with terrible security already proven just this past year.
God will strike them down from the heavens, Jesus will turn over the tables at the market place!
And there will be eternal fire and.... ok I was sort of kidding, but you get the point! LMAO
