Just what we need more insurance!
I will pass.
$13.99 per month, hell that is a new BluRay each month!
I will pass.
$13.99 per month, hell that is a new BluRay each month!
Got a tip for us?
Let us know
Become a MacRumors Supporter for $50/year with no ads, ability to filter front page stories, and private forums.
AT&T to Begin Offering iPhone Insurance on June 6th? $13.99 Per Month Plus Deductible
- Thread starter MacRumors
- Start date
- Sort by reaction score
Wtf
These people at Asurion are out of their free ass minds. What kind of f***ing coke are you snortin'? You can keep that ****. That's flat out extortion. I could understand the $14.99 a month, but PLUS a $200-some deductible. SMH, I rather pay Best Buy a one-time fee for the same thing Asurion is offering.
These people at Asurion are out of their free ass minds. What kind of f***ing coke are you snortin'? You can keep that ****. That's flat out extortion. I could understand the $14.99 a month, but PLUS a $200-some deductible. SMH, I rather pay Best Buy a one-time fee for the same thing Asurion is offering.
I am just going to insure it myself. Take my chances and pay the piper if it meets some damage. But my suggestion is all you folks who think this is such a huge rip off just form your own company and sell the insurance for what you know it it worth. Looks like a great business opportunity to me. In fact I would expect others to jump in and undercut ATT if it is such a money maker.These people at Asurion are out of their free ass minds. What kind of f***ing coke are you snortin'? You can keep that ****. That's flat out extortion. I could understand the $14.99 a month, but PLUS a $200-some deductible. SMH, I rather pay Best Buy a one-time fee for the same thing Asurion is offering.
Wrong. $499 + tax if a replacement is needed in your last calculation. You don't pay the non-contract price to replace it, you pay the early upgrade price.
With insurance if need a replacement: $894.21 (if you lose it) here
Without insurance: $798 + tax so here in The Woodlands Tx it would be $855.85
32gb???
I know I could be like most and state how effing messed up the pricing is on this insurance, but maybe the most important information is being passed over here. Why does this document have a ceiling of 32GB iPhone??? Could be because this is currently the highest available model, but could it be that this is also going to STILL be the highest GB available??? Just my 2 cents.
I know I could be like most and state how effing messed up the pricing is on this insurance, but maybe the most important information is being passed over here. Why does this document have a ceiling of 32GB iPhone??? Could be because this is currently the highest available model, but could it be that this is also going to STILL be the highest GB available??? Just my 2 cents.
You can't buy the phone without a contract.
The contract requires a data plan.
There is an early upgrade fee.
AppleCare
and now this.
No matter how you look at this (unless you own a hefty bit of AT&T stock), iPhone owners are paying for a phone rental service.
They need to make data optional, offer month to month, cheaper, unsubsidized phones.
The contract requires a data plan.
There is an early upgrade fee.
AppleCare
and now this.
No matter how you look at this (unless you own a hefty bit of AT&T stock), iPhone owners are paying for a phone rental service.
They need to make data optional, offer month to month, cheaper, unsubsidized phones.
buy new 4G.. report lost 2 weeks later.. purchase new iPhone.. put new iPhone on ebay for 3x what I paid.. cancel insurance!! continue using old phone..sounds like a plan!
What a rip off. I guess there's a sucker born every minute though.
Sounds like a great way to get convicted of insurance fraud when they track the phone you resold.
Sounds like a great way to get convicted of insurance fraud when they track the phone you resold.
Well, I really doubt they're the worst company, or even close. Still, that price is really high considering that there is a deductible as well.
Yeah but at least they wipe the data with MobileMe. Plus I'm sure after Apple lost two prototype iPhone 4.0 models the theft coverage can come in handy.
i will DEFINITELY be signing up for this. i think i'm on my 5th iphone - upgrading, losing, dropping - and it sucked having to pay $5-700 each time for a new one. so ~$168 a year is pretty awesome.
Pushed
I was pushed into a pool with my 32gb 3GS. (nobody has ever seen me so mad I could even say anything) so I was ticked because outright the phone is 700 I think. But apple started a replacement program recently and I was able to get my water logged phone replace for 200 (the pusher paid for it). A perfectly good refurb with a year warranty. Can't beat that.
The people at the apple store said it didn't matter what phone it was. It was just a 200 replacment charge.
I was pushed into a pool with my 32gb 3GS. (nobody has ever seen me so mad I could even say anything) so I was ticked because outright the phone is 700 I think. But apple started a replacement program recently and I was able to get my water logged phone replace for 200 (the pusher paid for it). A perfectly good refurb with a year warranty. Can't beat that.
The people at the apple store said it didn't matter what phone it was. It was just a 200 replacment charge.
Insuring consumer electronics?
Everyone wants another little piece of your paycheck reserved before you have time to spend it somewhere else...
Everyone wants another little piece of your paycheck reserved before you have time to spend it somewhere else...
I dropped my 32gb 3GS and shattered the screen. I paid $200 to get a new/refurb. How is this better?
Huh? I asked my State Farm about this coverage like 2 years ago and the only thing they had to check is if I had to have a rental policy or not (I have my car and motorcycle with them). Which they found I do not as they have a personal items insurance and it did not require you have renter's before you could get it. 50 dollars a year for 750 dollars coverage on the iphone (and 22 for 1100 dollars coverage on my macbook, apparently iphones are much higher risk) and no deductable.
But they never said electronics were not something they would not insure. The only caveat is it had to be worth more than 300 dollars. In fact I only found out about it cause some post on some forum had a guy mentioning he insured his iphone through State Farm. I don't think all insurance companies will cover the iphone though, my friend's insurance company that she insures her house through will not.
The only thing it doesn't cover is if the items just randomly stop working (like stuff applecare if I had it would cover). Of course if I were dishonest I could just claim I dropped it but I honestly can't get myself to do that (I joked today when I almost spilled coke on my macbook that I should be happy if that happened as I want to get a new macbook pro but I couldn't actually on purpose break my macbook. But I'd probably be happy if soemthing happened to it truly by accident so I could use the insurance with a good conscience).
Wow... And I thought my O2 insurance was bad at £10 a month. At least there isn't any deductible price in there...
This is totally worthless
So, I'm sure this has been mentioned, but... this is Apple's replacement policy for iPhone's that are liquid damaged or completely damaged. If it's just the screen glass/LCD cracked, it's the same price, but only the display is replaced.
All iPhone models.... 199$ plus tax. Doesn't matter if you have 3G 8Gb or a 32Gb 3GS.
All 3G and 3GS Display replacements for cracked glass/LCD.... 199$ plus tax.
So I'd rather just get a replacement from Apple for a flat 199$ no matter what I do to my phone, rather then spend 14$ per month, plus (for me having 3GS) 199$ replacement cost. Seems more logical since I've yet to have to pay for a replacement phone ever since I've owned the original in 2007.
Just saying.....
So, I'm sure this has been mentioned, but... this is Apple's replacement policy for iPhone's that are liquid damaged or completely damaged. If it's just the screen glass/LCD cracked, it's the same price, but only the display is replaced.
All iPhone models.... 199$ plus tax. Doesn't matter if you have 3G 8Gb or a 32Gb 3GS.
All 3G and 3GS Display replacements for cracked glass/LCD.... 199$ plus tax.
So I'd rather just get a replacement from Apple for a flat 199$ no matter what I do to my phone, rather then spend 14$ per month, plus (for me having 3GS) 199$ replacement cost. Seems more logical since I've yet to have to pay for a replacement phone ever since I've owned the original in 2007.
Just saying.....
Is there not one thing AT&T can do right? Bad service, higher ETF and now this? Yes, you can choose to have it but it's quite a ridiculous move in the PR department for them.
For an industry like wireless phone -- which is pretty much a choice of the one with the least evils -- it doesn't seem like they care.
For an industry like wireless phone -- which is pretty much a choice of the one with the least evils -- it doesn't seem like they care.
In the land of OZ, my local provider OPTUS only charges $A8*/month.
An even cheaper option is to list the iPhone on your home contents insurance policy against theft or lost, which applies even if you are away from your house.
The specialty insurance companies bank on people not paying attention to the costs of these special insurances or that they may even buying double coverage. Not a lot different than how spam works...it only takes a small portion of people responding to make it pay off in spades.
Um, you may want to correct the underlying problem here.
Bear in mind that in addition to the premiums, you'll still be paying $200 each time you get a replacement.
I'd rather risk breaking it than to put an ugly case on such a beautiful piece of hardware. I'd rather pay the $600 or whatever later on than buy an ugly case OR use some ridiculously overpriced insurance i may never need. Anyone that purchases this is crazy. Just save $20 (Or whatever amount you chose) towards a replacement iPhone each month, just in case, and if you don't need that "insurance money you saved, use it to purchase a new generation iPhone. Pretty simple. And you don't waste money you could have saved otherwise.
Actually we don't! I work for At&t and I know for a fact that we dont make any money because its not billed and we dont get paid for selling it like we do with the other insurance.
You can count on AT&T corporate making something. There's likely a contract that for asking each new owner to buy the insurance, that AT&T will get a percent of the annual sales based on a sliding scale.
There's always monkey business afoot.