You’re throwing around meaningless words of a bygone era. You need to explain why SoC architecture, fast SSD drives and large super fast caches for processing (on the chip!) can’t solve your problem?There are a number of instances where you still need to max out ram. Professions like video editing, photo editing, developers, 3-D rendering, etc. can all require more than 16GB of RAM. On an M1 MBA with 16GB I can hit 100% usage and get low memory warnings in an IDE relatively easy. My iMac will require a minimum of 32, possibly 64.
A problem you fail to understand in the first place! There’s no such thing as low memory anymore. It’s the job of macOS to fill RAM to the max, no matter how much you have and make memory available if needed. That’s why Activity Monitor has a chart for Memory Pressure not Memory Usage.
Anyway, even if memory pressure on your system is high, the data is loaded from a fast SSD, not a spinning drive with a mechanical read-write head. This bottleneck has been eliminated. It’s a thing of the past like the Gigahertz race.