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Dutch Antitrust Probe Targets Contactless Payments Like Apple Pay
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Replying to the edit. No, you said "rule the world" and were comparing them to democratically elected bodies, so I don't know what else you wanted me to think other than Apple having monopoly control. Doesn't matter, I'm not here to ridicule people. Point is, they rule their own platform, and that's fine.
No I mean that I do not trust Apple more than any other company. I thought that should be clear from the context of the whole discussion by now. This is going in circles I am done.
Edit: I was still writing my post, but you where faster than my edit with your answer
. Anyway I think we are clear now.Yes Apple can have unconditional control over their own platform. Their platform is nothing without the banking industry and more importantly the telecom industry. If every telecom out there like AT&T and Verizon said screw you Apple we're not allowing you access to our systems Apple would lose billions and billions of dollars instantly. Apple wants access to other platforms but doesn't want to open up its own platform. All the telecom industries were doing just fine before the iPhone came along. Apple needed them way more than they needed Apple. Without the telecom industry there would be no iPhone. Without the iPhone Apple would just be a company that makes Macs and has around 9.5% share of the home desktop market.
Ok, so what's the problem? Looks like AT&T doesn't want to ditch Apple since both of them would lose profit that way, and neither do the banks, so they've reached an agreement.
Well, ok, let's say it this way: why do I need a credit card for every bank I have an account with? Why don't the banks allow me to use their card with whatever account I own? I should be able to reprogram my credit card for use with different accounts, according to their logic, no? There's an NFC chip in the card used to process financial transactions...
Yes that's the problem. When a company gets so big like Apple then it can force other companies to do whatever it wants, but it will never give in itself. Apple is so big now and their costumer base is so wide reaching that AT&T and banks have to acquiesce to Apple and give in to them to be allowed on their platform. While on the other hand, Apple NEVER gives in to any other company. The only time I have seen Apple back down is when Netflix called their bluff a few years ago and said go ahead and pull us off the App Store and see what happens. Apple took a couple days to think about it and decided they didn't want to go up against Netflix and then came out with the Netflix exception where video streaming services are allowed to be on the App Store and not force an Apple Pay sign in. You can sign in and pay through the Netflix website and not have to do it through the iOS Netflix app. Services like xbox cloud and stadia are finding that out the hard way.
Dude you just proved my point. No one wants to open up their services to another company but the banks have to open up their servers to allow Apple Pay to access it. Apple certainly wants that privilege but does not want to give anything back in return.
HA you think Apple pays taxes in Europe? Have you not heard about Apple's Ireland tax operations. Man people really are drunk with the Apple KoolAid on here.
The issue is people always cry about lack of competition. But the problem with that argument is that there is plenty of competition. Don’t like how Apple builds and controls their own platform? Get an Android phone
What competition is there on the iPhone for NFC payment apps?
They pay, just not as much as the bureaucracy wants. I say they should leave Europe and terminate all employees and operations there. Not worth the hassle
Apple has big competition, bigger than themselves in ways. They've got a minority market share in every market they participate in. So yeah, they're more powerful than the Windows Phone ecosystem for one, but I'm not concerned. As a consumer, I have plenty of viable choices if I want nothing to do with Apple.
Oh yeah, they also sell gadgets that aren't at all important in the grand scheme of things. This isn't about food and water.
Nah, they've definitely greased some wheels to pay as little as they do. The bureaucracy is their friend in that area.
Apple didn't build or invent NFC. Apple didn't build or invent the banking system. Apple didn't build or invent credit/debit cards. Everyone is always saying Apple built the platform they can do what they want. Apple didn't invent the telecom industry. Apple didn't even invent the telecom chip in the iPhone that allows the iPhone to talk to the telecom network. Apple didn't invent the wifi chips in the iPhone. Apple built a pretty stainless steel and glass body surrounding everyone else's chips.
This line of thinking doesn't work if you extend it to the tech industry. This simply isn't how innovation works, a govt body deciding which company deserves credit for inventing what.
Nothing wrong with what they do. When I pay my taxes I try to deduct everything I can and use whatever tax loopholes there are to pay as little as possible. Everyone should do it. BUT you can't do all those things Apple does and then turn around and act like mother Theresa and a champion for human rights when you are the same as everyone else.
Well you have to wonder why those tax loopholes are there in the first place. They aren't there by accident, and they aren't there so individuals like us can lower our tax burden.
Yes but everyone on here is blind to the fact of the reality of what Apple really built. They built a nice outside shell around tech that someone else built. Apple wants to control their OWN platform because they built it, but their platform is built around someone else's platform. And in reality it is built around a lot of someone else's platforms and technologies.
Of course 100% agree with you. I don't fault Apple one bit for avoiding every penny in tax they can. I would pay no taxes if there was a legal way to do it. My point is trying to prove Apple is a company, a very cutthroat capitalistic company. They are not some charity which operates out of altruism.
So when said bank app developer exploits a hole in NFC or some other "part" of the device. And your account gets hacked, who do you want to speak with? Apple or that bank? Cause you know what will happen right? Neither will help you. So, Apple is the gatekeeper and that's it. You don't like it, you don't have to buy that device. You can still use a credit card which last I checked offered contactless ability without a phone. Or chip and pin.
EU is stupid. Lets just go after big tech for any and everything. See what sticks.
Do you use FaceID on your phone? Do any of your apps use FaceID? So what happens when a developer exploits a hole in FaceID or TouchID and then has your fingerprint or facial scan on file. Anything can be hacked, that's not a reason to stifle competition. Do you use a messenger other than iMessage? What happens if a developer exploits a hole in said messaging app and then has access to all the logs of your chats? Apple could say that about every facet of the iPhone and then use that as a reason to exclude all third parties from the iPhone. Then you would be left with a phone with a few first party Apple apps.
"EU is stupid. Lets just go after big tech for any and everything. See what sticks." Yea on the other side side of the coin EU says Apple is a saint and majestic, so we won't go after them for anything and will let them conduct business in any way they see fit. Yea I'm sure that would turn out good and Apple would never do anything that would be bad for consumers and only in their self interests. That is sarcasm in case you didn't catch on.