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How are you funding your Apple Watch purchase?
- Thread starter profmjh
- Start date
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I'm doing the same with the iPhone. Unless there is something spectacular I'll just be keeping my 6 plus.
I already have the money saved up, but I'm going to preorder and use my card, then pay that amount + the normal payment on the next pay period for the card.
You guys will love this one:
Apple owes me $620 for refunds on repairs to my MacBook Pro (late 2011, graphics issue I paid to have fixed twice) so they're essentially covering the cost of my Watch.
The check will get here the week before Watch preorders
Sweet!
I got for Christmas about $300 worth of Apple giftcards so I'm not really spending that much money! I'm getting the sport. I don't know about borrowing money! Seriously? I don't think its a necessity! If I coudnt afford it I would definitely not buy it.
Sold an iPhone 5s, got rewards cards from work, so have a total of $510 in apple gift cards to use towards the watch which helps me get to the Stainless version ...
The very fact this thread exists proves the power and influence Apple has over people that can't afford buying the companies latest product.
Of course they'll argue they can afford it yet one read of this thread reveals all the various schemes they have to come up with money they don't have right now.
Ironically these are the same people bashing Android as cheap phones, yet if called on it they pose the "Apple Customers are wealthier, smarter argument "blah blah blah.
The mainstream media will argue the same elitist story yet one look at this thread proves Apple's cult like following will go to almost any length for that Apple logo. Going further into debt is a popular option here.
It's a very interesting contrast in fantasy vs reality and everything in between.
Fascinating indeed...
Of course they'll argue they can afford it yet one read of this thread reveals all the various schemes they have to come up with money they don't have right now.
Ironically these are the same people bashing Android as cheap phones, yet if called on it they pose the "Apple Customers are wealthier, smarter argument "blah blah blah.
The mainstream media will argue the same elitist story yet one look at this thread proves Apple's cult like following will go to almost any length for that Apple logo. Going further into debt is a popular option here.
It's a very interesting contrast in fantasy vs reality and everything in between.
Fascinating indeed...
Sold a pair of 'Yeezys' last week for $2700, got cash in hand going with the Sport 42mm. Still have 4 more Yeezys left in my safe.
Ironically these are the same people bashing Android as cheap phones, yet if called on it they pose the "Apple Customers are wealthier, smarter argument "blah blah blah.
The mainstream media will argue the same elitist story yet one look at this thread proves Apple's cult like following will go to almost any length for that Apple logo. Going further into debt is a popular option here.
It's a very interesting contrast in fantasy vs reality and everything in between.
Fascinating indeed...
The real irony is that you're bashing Apple "fanboy elitism" with a heavily elitist tone. There is nothing wrong with using credit responsibly; I can understand if your personal financial philosophy doesn't incorporate the use of credit for luxury purchases, but for many it's a perfectly viable option.
That latter part. Same here.
Also? Got unexpected work bonus, which was rather nice. I'd have bought it anyway, but now my coffers contain extra!
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I'd be more concerned with someone who had to use credit for daily expenses (not by choice due to earning rewards on a card or what have you) than with someone who uses credit for occasional splurges and pays it back in a timely manner.
Exactly. There's a huge difference between getting into debt troubles because you're living far beyond your means and buying something you want every once in a while on credit; the latter is not only acceptable when handled responsibly, it's good for your credit score and financial reputation.
People who should avoid credit are those who have demonstrated that they can't handle it responsibly, and I see where the philosophies of folks like Dave Ramsey are good for them. That doesn't mean that credit and even a little debt is necessarily a universal evil.
Agreed. Carrying a small amount of debt responsibly boosts credit ratings enough that if you need a loan for a major purchase, such as a house or car, you'll get lower interest rates.
Respectfully... I'm going to invite you to read my post again, relax and don't assume that I'm bashing Apple, because I was not. I was simply sharing thoughts and observations.
Next: At no time did I say using a credit card was bad. Quite the contrary using one judiciously will be of benefit to the credit card holder. IE: making a substantial purchase and paying it off early will raise your FICO score. Being particularly well versed in finance, I'm fully aware of all pros and cons.
My original post eluded to those who were talking about selling possessions that perhaps they didn't plan to sell. And for the sake of brevity suffice to say I am neither bashing Apple's price, or anyone here. Simply commenting.
Finally as a long term Apple enthusiast, shareholder and life long professional technologist, I know Apple and it's diverse range of customers well. I am here to enjoy the forum, not to stirr thing's up.
Granted I'm an outgoing outspoken person, but more respectful than it may appear if one jumps to conclusions, something that's easy to do, a mistake I myself have made...
The very fact this thread exists proves the power and influence Apple has over people that can't afford buying the companies latest product.
Of course they'll argue they can afford it yet one read of this thread reveals all the various schemes they have to come up with money they don't have right now.
Ironically these are the same people bashing Android as cheap phones, yet if called on it they pose the "Apple Customers are wealthier, smarter argument "blah blah blah.
The mainstream media will argue the same elitist story yet one look at this thread proves Apple's cult like following will go to almost any length for that Apple logo. Going further into debt is a popular option here.
It's a very interesting contrast in fantasy vs reality and everything in between.
Fascinating indeed...
Point taken! For now I have a Iphone, and want to try out the watch to see how it works, I have 2 Android watches but they have limits with the Iphone. With the prices Apple is asking for this watch I'll probably be going to Andriod next time I buy a Phone, it all depends on the apple watch and how it works. this purchase of the aluminum won't set me back, but if apple doesn't come through; I will switch. It is a product, and it is about what apple or android can do for me, not what I can do for them.
Respectfully... I'm going to invite you to read my post again, relax and don't assume that I'm bashing Apple, because I was not. I was simply sharing thoughts and observations.
Next: At no time did I say using a credit card was bad. Quite the contrary using one judiciously will be of benefit to the credit card holder. IE: making a substantial purchase and paying it off early will raise your FICO score. Being particularly well versed in finance, I'm fully aware of all pros and cons.
My original post eluded to those who were talking about selling possessions that perhaps they didn't plan to sell. And for the sake of brevity suffice to say I am neither bashing Apple's price, or anyone here. Simply commenting.
Finally as a long term Apple enthusiast, shareholder and life long professional technologist, I know Apple and it's diverse range of customers well. I am here to enjoy the forum, not to stirr thing's up.
Granted I'm an outgoing outspoken person, but more respectful than it may appear if one jumps to conclusions, something that's easy to do, a mistake I myself have made...
I don't know, I think selling stuff that you aren't using seems like a pretty smart approach to funding things you need.
Parents. They're buying me the 42mm SS Space Black even though I know they can afford to get me one of the editions.
They're so selfish; why won't they get you the good one? Must not love you enough.
Where is the selling my kidney option?
is funding such an issue for stuff like this? Some people will pay it over the course of a year using CC or other financing means, some people will sell stuff and pay cash, and some people will just buy one and get it repoed. I'll end up using my CC to get cash back, discount, and rewards. Using cash seems to be getting more and more expensive.
is funding such an issue for stuff like this? Some people will pay it over the course of a year using CC or other financing means, some people will sell stuff and pay cash, and some people will just buy one and get it repoed
. I'll end up using my CC to get cash back, discount, and rewards. Using cash seems to be getting more and more expensive.The very fact this thread exists proves the power and influence Apple has over people that can't afford buying the companies latest product.
Of course they'll argue they can afford it yet one read of this thread reveals all the various schemes they have to come up with money they don't have right now.
Ironically these are the same people bashing Android as cheap phones, yet if called on it they pose the "Apple Customers are wealthier, smarter argument "blah blah blah.
The mainstream media will argue the same elitist story yet one look at this thread proves Apple's cult like following will go to almost any length for that Apple logo. Going further into debt is a popular option here.
It's a very interesting contrast in fantasy vs reality and everything in between.
Fascinating indeed...
Why do people buy things they don't need, with money they don't have, to impress people they don't like?
