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My girlfriend and I ordered within minutes of opening pre-orders both getting 11/3 in store pickup. She did AT&T IUP, whereas I did T-Mobile full price. Her CC just got charged the tax on her order. Nothing on mine yet. Both in Southern California.
 
Just got charged for the full amount for both of my 64GB phones! In-store pickup at 8:00pm
 
I still have not been charged. But I am also ATT next upgrade and paid with Apple Pay and instore pickup for 8am 11/3. I never had a pending or hold. I also did $100 down payment. But not seeing a charge sucks..lol
 
My girlfriend and I ordered within minutes of opening pre-orders both getting 11/3 in store pickup. She did AT&T IUP, whereas I did T-Mobile full price. Her CC just got charged the tax on her order. Nothing on mine yet. Both in Southern California.

Mine just got charged as well. Paid in full, full charge applied, including AppleCare+.
 
I got charged for both phones i ordered. In store pick up 8 & 8:30 Pickup windows. BOTH ARE AT&T Next upgrades. It’s going to be a LONG work week!
 
Also got charged! November 3rd pick up, using a subsized sprint iPhone upgrade, got charged the full amount.
 
I got notified too, except mine was that my CC provider declined it (as possibly fraudulent), so I have to call and get it cleared up. Apple says they will keep trying for 1 week and then cancel the order. Now to call...

Update: All cleared up and charge has hit my card for Friday pickup!
Same thing just happened to me. I really hate all this fraud stuff
 
I'd like to shed some light on this, as a former Apple Store Specialist (left this past September). For Verizon, Sprint, and AT&T, yes, you would need to have the pickup person authorized on the account as well. For T-Mobile, however, it is not required if you're paying in full. T-Mobile activations require a special activation iPad in addition to the employees' normal devices they carry, and a phone paid in full will not need activation.
I have Verizon. I'm not the account owner, but I am an account manager. I have all the same accesses that the owner has. Will I be good to pick up my phone without the account owner being with me?
 
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