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iPhone Upgrade Program [MERGED]

Is this program available in Canada? Have family up there and haven't seen it anywhere.
 
MR STROKE said:
You are probably correct, if you don't have a credit card with a free balance that you can pre-charge and refund then you are probably SOL.
(though Apple doesn't charge till it ships, which is probably 19-21st? if you can float the money for 5-6 days then it will work, since you will get a full refund on your credit card)
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Yeah it would take some banking work on your side to not have the order cancelled. I freaked out when preording AW because I got first round shipping but accidentally put it on a card with a low balance. Luckily I got my money moved around in time.
 
nrvna76 said:
I am very skeptical of this credit card issue. I think a debit card will work. We'll see though I guess.
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Same. I'm hoping a debit works, but we'll have to see. Here's what I read on the site.



Your personal information and credit card.
You will be asked to provide your Social Security number and date of birth for a credit check. You will also need a valid U.S. personal credit card. Debit cards and prepaid cards are not accepted.
 
engelke2010 said:
I was also told that it had to be a credit card and not a debit card. Which is strange, considering I can use my debit card as a credit card in many places.
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i called my local Apple Store just now and they confirmed that you can use a debit card and run it as credit. Just as long as it's not a prepaid debit card. For example, a prepaid card you buy at Walmart etc
 
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HazyCloud said:
Same. I'm hoping a debit works, but we'll have to see. Here's what I read on the site.



Your personal information and credit card.
You will be asked to provide your Social Security number and date of birth for a credit check. You will also need a valid U.S. personal credit card. Debit cards and prepaid cards are not accepted.
Click to expand...
I don't understand why a debit card wouldn't work. Especially since this is supposed to be a 0% line of credit but if you are forced to do a credit card it's not really 0% anymore.
 
Shadowbech said:
I chatted with Apple and I was told that even if you did put a reservation through the iPhone upgrade Program, you can still buy it outright and not have to use the iPhone upgrade Program. Which I may very well pay it outright instead. What the reservation system does is it just reserves the phone for you and you can come pick it up, you don't "have" to use the iPhone upgrade program.
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I actually want to do the opposite, but I'm assuming that won't be a problem.
 
A Credit card is used for second ID verification only.. You can pay for the phone with any form of payment.
 
Paco II said:
I keep reading that the Upgrade program is only good if you upgrade every year. But am I someone that buys a full price unlocked phone with AppleCare+ every two years. My quick math seems to show that I would pay the same amount of money, except spread out over 24 months interest free. What am I missing?
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Nothing
 
Paco II said:
I keep reading that the Upgrade program is only good if you upgrade every year. But am I someone that buys a full price unlocked phone with AppleCare+ every two years. My quick math seems to show that I would pay the same amount of money, except spread out over 24 months interest free. What am I missing?
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Are you prepaid? If so, that is what you are missing. It's post paid only.
 
I'm one of those that didn't plan on upgrading my 6+ but now I'm giving my wife my 6+ and joining the Upgrade Program! Made my reservation at 9:12 am and the email states my iPhone is reserved with the 9/25 1pm appointment time:

iPhone 6s Plus
128GB Space Gray (CDMA)
Sprint
iPhone Upgrade Program
Get a new iPhone every year
AppleCare+
Price
$44.91/month for 24 months*

I've always had phones delivered so I hope picking up won't be too much of an inconvenience.
 
kgkuntryluvr said:
I'm in a similar situation. I ordered 4, two on my apple account and two on my wife's. I am picking up all 4 of them. My sister wants one of them, but she is not on our Verizon account so she is hoping that they will let her buy one of mine on her own separate upgrade program. I'm just hoping that they let me pick up all 4 phones without my wife there. We have separate Apple accounts, but are both on the same Verizon account. I'm hoping that worst case, since I'm bringing my sister, they will let her buy two and myself buy two. I can add her as an authorized user to our Verizon account if need be.
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Very similar situation. For what it's worth, I just spoke with a second Apple chat rep and she made it sound like it would be no problem at all for my wife to buy the phones. She said as long as she is an authorized user on an existing Verizon account there should be no problem, regardless of Apple IDs, etc.
 
HazyCloud said:
Same. I'm hoping a debit works, but we'll have to see. Here's what I read on the site.



Your personal information and credit card.
You will be asked to provide your Social Security number and date of birth for a credit check. You will also need a valid U.S. personal credit card. Debit cards and prepaid cards are not accepted.
Click to expand...

Then there is this from right below that
image.jpg
 
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MuGeN PoWeR said:
What do you mean?
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They are complaining that it won't really be 0% APR. The only reason this would concern someone is if you don't pay off your credit card bill every month and carry a balance. Then yes, you will be paying the agreed upon interest rate on your credit card. If you pay off your balance every month it's still 0%.
 
iPhenom said:
A Credit card is used for second ID verification only.. You can pay for the phone with any form of payment.
Click to expand...

On the terms and conditions page it says it must be a credit card, and all monthly payments will automatically be charged to that credit card going forward.
 
I'm currently on AT&T but want to switch to Verizon with this new phone. When I placed my reservations (I did two like a lot of people here who didn't find the Upgrade program link easily the first time around), I wasn't sure if I'd have to sign up for the new Verizon account to pre-order the phone and I didn't want anything to slow my reservation down... so I chose AT&T instead of Verizon. Any guesses if that phone will work if I try to sign up with Verizon in store on the 25th?
 
I made reservations for the iphone upgrade program iphone 6s plus at 430ok Sept 25th. Yet. Don't have email confirmation. Where is confirmation?
 
Supermallet said:
On the terms and conditions page it says it must be a credit card, and all monthly payments will automatically be charged to that credit card going forward.
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But it also says after 6 months you will will eligible for an upgrade if you have made 12 months of payments, how do you pay more per month ?
 
budselectjr said:
They are complaining that it won't really be 0% APR. The only reason this would concern someone is if you don't pay off your credit card bill every month and carry a balance. Then yes, you will be paying the agreed upon interest rate on your credit card. If you pay off your balance every month it's still 0%.
Click to expand...

Yeah that makes sense. I don't carry my balances so I am good.
 
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