I don't carry balances except for one of my credit cards that has a low interest rate. But I just got approved for the Barclay Apple Rewards Visa card with a pretty good limit. Do you guys think it would be better to just use the card and pay in full and use their 24 month interest free offer or use the Upgrade program? I was leaning towards the upgrade program because making such a big purchase would effect my credit cards utilization ratio. But either way I'm using the Barclay card to pay.Yeah that makes sense. I don't carry my balances so I am good.
Also having just been approved for the Barclay card do you guys think that I have a good chance of being approved for the upgrade program?