It's funny, you are like the 8th person to tell me that. And my main is an iPhone 6+ and while had some weird issues, things definitely don't ever slow down. I love the design, but glad I didn't pay for it. It will go back in 2 weeks.
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Samsung Debuts Galaxy Note5 and S6 Edge+ Phones, Preps for Samsung Pay and Gear S2 Watch Launches
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It's funny, you are like the 8th person to tell me that. And my main is an iPhone 6+ and while had some weird issues, things definitely don't ever slow down. I love the design, but glad I didn't pay for it. It will go back in 2 weeks.
Banks have been replacing cards with chip enabled cards as they expire or customer requests replacement. Most major banks are also reissuing cards with chips proactively if they won't expire before October. All the credit cards I carry now have a chip. All new credit cards from Citibank, Bank of America, Chase, Capital One, Wells Fargo, US Bank, American Express, and Discover all come with chips now. I can't speak for regional banks or credit unions, but those banks I listed cover the vast majority of credit cards issued.
Most debit cards don't have chips because they don't have as much fraud protection. For credit card fraud, the customer usually has zero liability so the bank has to shell out money to cover the fraud. For debit cards, the money is taken right out of your pockets, not the banks, so they have less incentive/need to spend the money on better fraud protection on debit. Each chip card apparently costs about $2 each to issue, vs something like 40 cents for a non-chip card. Chase, however, has been issuing debit cards with chips. They're the only one as far as I know.
Thanks for telling me that, actually I've been deciding between chase and other banks and like to use debit cards mostly because I don't spend money I don't have. Having a chip would be nice.
The big ones also support Apple pay, pretty much none of the smaller ones support it. There is a huge population that doesn't use the big banks and even larger that uses debit cards. So either way, you are looking at terminals with mag strips staying, if for the sake of debit cards. Remember, debit cards save retailers a TON of money over time as there is very little transaction fees involved.
The expenses involved in retailers dealing with chips is too high. Something like this almost seems like it would have to be an act of congress, because it will screw over every single small business known not to mention companies like square having to replace EVERY terminal they ever sold.
I can see verifone going out of business as well.
While I'm currently residing in China, I know that banks back in Canada (I'm originally from the Greater Toronto Area) have been distributing both credit cards and debit cards with chips for years. I came to China around 4 years ago in 2011 and even before I made the move, my cards already had chips in them.
Granted, the US banks and Canadian banks probably have different initiatives and goals in mind so you can't directly compare them, but there's definitely more out there than people might think.
Also, I would guess their motivation is to do anything to increase their sales numbers, since the previous phones were not that successful (no matter what the corporate-speak-bobble-heads publicly proclaim). Like that Samsung are 'innovators' and 'pioneers'...it really is absurd that their directors can keep a straight face when saying such crap.
i wait for the day when samsung will rename itself as "SAPPLE"
Yes, it's like someone in Samsung's design department decided to troll management with the keyboard slide on...and they bought it! The watch is beyond vile -- and yet another instance of OS design copying.
Oh for sure, mag stripe will stay for a very long time. It will still be used as a fallback if the chip reader fails. I'm just not sure how the fraud liability will be handled with an MST transaction if the actual card has a chip on it. Most major retailers have already replaced their terminals with chip-enabled ones as they upgraded over the years to ones with color LCDs, touch screens, and NFC capability. I believe most card terminals issues over the last few years have chip readers. There will definitely be a lot of small businesses with older card readers that will have to either pay up for a new terminal or cover the potential fraud. The terminal would be cheaper...
If you have the discipline to control your spending with a credit card, I highly recommend that over using a debit card because of the fraud protection. Or at least use PIN instead of swiping as "credit" whenever possible.
I would really like to 'thumbs up' your comment 20 times. Very on target! If they weren't so proud of their 'tradition' as represented by their name, they could rename their phone division as a fruit which begins with..."S"; I suggest the sorbus or service tree apple!
Thanks, Samsung paid poster! /s/ *NOT!* Oh, and you were right about one thing, I'll rephrase it for you for accuracy -- 'never will there be a time when Samsung leads the market in physical or software design'.
The discipline part is hard, but yeah, I'll start doing that. The fraud protection is worth it anyway. And for the most part I think you are absolutely right. I'm thinking back and every store I go to, has NFC readers already. I was surprised on how many had apple pay. Bank of The West doesn't support Apple Pay yet, nor will for a few years, which is why I'm thinking of moving to Chase.
So I guess I take back most of what I said. The small businesses mostly are already liable for fraud as credit cards always protect the consumers anyway. So for the most part it's probably in their better interest to upgrade so that their liability is even a fraction lower.
I agree with everything you said -- but i think you meant to write "unscrupulous" sales reps'
I wonder who's going to trust their money and bank account to them.
The so-called S6 Edge 'shortage' is merely Samsung attempting to obscure why they sold so poorly.
Lol, their keyboard accessory is HIDEOUS
Those people who are considering to get it, better also look for bigger pockets
And, Samsung will probably discontinue support for this watch with the next iteration - in December, just in time for the holidays!
I'm not sure where you are located, but here in the U.S. most major banks have already begun rolling out chipped cards as of July. Chase, Citibank, Bank of America, and others, for both credit AND debit cards. I received mine in June as I needed a replacement card (Chase)
All of those features are in my LG G4. Maybe LG is on to something by sticking with the removable battery and expandable storage since Samsung has went away from it.
I’m the opposite. I’m an Apple fan and hate the travesty that is the design of the iPhone 6. Seriously that camera doesn’t work at all and the antenna bands are hideous. Even Johnson Ive himself said it was "a really very pragmatic optimisation".
You should know force touch is basically just a new name for pressure-sensitivity capacitive touchscreen right?
Don't be ignorant, they are the ones that introduced this technology to their Note devices first.
Moreover, I went through some comments here and did some research on the Galaxy S Plus, and yes, they did not copy the name. In fact, Apple took the"Plus" name with the iP 6 Plus, the Galaxy S Plus, and Galaxy S2 Plus do exist years before the iPhone 6.
Please pay some respect to others before judging them. Thank you.
Wow.
I like Sammy's Galaxy S and Note phones a lot (and I'd still buy one over an iPhone in a heartbeat), but the blatant copying is both inexcusable and unnecessary.
The lack of features that made them distinctive (rem. battery, SD slots, waterproofing) is highly disappointing.
What a shame, because these are spectacular devices.
Samsung, sweetie, you don't NEED to copy Apple. Do what they DON'T, and you'll be fine.
I like Sammy's Galaxy S and Note phones a lot (and I'd still buy one over an iPhone in a heartbeat), but the blatant copying is both inexcusable and unnecessary.
The lack of features that made them distinctive (rem. battery, SD slots, waterproofing) is highly disappointing.
What a shame, because these are spectacular devices.
Samsung, sweetie, you don't NEED to copy Apple. Do what they DON'T, and you'll be fine.
