So I found a way around this activate issue on Verizon YMMV.
Called Verizon and had them do the activation on their end, turned off the phone for 5 minutes. Restarted and now has LTE (may be hidden behind WIFI Signal bars - see below). Now, you !!!!MUST!!!! NOT BE ON WIFI TO FINALIZE ACTIVATION!! Seems that going through Verizon's LTE network is the secret Sauce to bypass the overloaded servers, its very likely they have a separate server pipeline for each carrier.
If you have connected wifi and cant figure out how to turn off, do this:
- Get back to the Wifi Network Selection Screen
- Hold the Power Button (aka Side Button) until options come up
- Select More Wifi Settings (It will go back to the wifi network list).
- Hit the "i" to the right of the network you are connected to.
- Select forget network
- Make sure you have an LTE connection in upper right.
- Click "Activate using Cellular Connection"
- And be patient it took 3 minutes for it to move to the next steps!