You may feel like a gimmicky but it’s objectively a safer way to pay.
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Unlike Costco, Walmart Has 'No Plans' to Accept Apple Pay
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You may feel like a gimmicky but it’s objectively a safer way to pay.
But the point is...you do find yourself in a Walmart from time to time.
You may be pleased to hear that a few years ago, they tried to enter the German market and had to leave with their tails between their legs. Since they were not in a position to dictate to their suppliers, who all knew that doing business with Walmart was a bad idea, they couldn’t compete on price, quality or anything.
Oh please. Walmart is a horrible company and purposely pays low wages and low hours and most of their workers get federal help and then turn around and spend it back at Walmart. They also destroy competition and then leave small areas, often leaving no place to shop for groceries in rural areas.
It would work automatically without any effort by Walmart, unless they actively changed their terminals to refuse Apple Pay. If it doesn’t work on a contactless terminal, the company must have invested money to stop it from working.
[doublepost=1534888085][/doublepost][QUOTE="lostngone, post: 26372714, member: 20219]What if Apple said they would share that data with them or pay for system upgrades to support it. It is in Apple's best interest for everyone to support ApplePay.[/QUOTE]
Apple doesn’t have the data. That’s one of the things that makes Apple Pay more secure. Because Apple doesn’t know the data it can’t be passed to a crooked merchandiser.
That's only for debit cards, and even then most of those cost the same regardless of how they're routed thanks to the Durbin Amendment. There's never been any cost difference between PIN and signature for credit cards.
I have a few US issued credit cards that ask in most places. Of course, that causes all sorts of issues at smaller merchants and some restaurants because the standard for most US issued cards is chip and signature.
I don't think they will cave. Walmart famously hates Visa/MC and really only accepts them in the Walmart Pay app (and with their terminals) because they have little choice. Remember, CurrentC only offered the choice of direct ACH transfers and usage of store credit cards; if Walmart Pay ever becomes a significant portion of their transactions, Walmart will likely try to at least provide incentives for not using cards at all.
See above.
Unfortunately, that probably won't ever happen. There's not enough lost/stolen fraud to make that worthwhile, not to mention that they're trying to go away from PIN for most transactions elsewhere using stuff like contactless cards.
IMO, it's a misstep by the networks. They likely assumed that everyone would just enable the contactless portion (since the vast majority of new terminals have the hardware), but didn't realize that many merchants really dislike the networks and would rather not have to deal with them at all.
Outside of mandates, the only ways the holdouts will cave is either overwhelming customer demand or significant interchange discounts for contactless. And since Visa/MC seem hesitant to do the latter, we wait.
Careful now. Apple’s closed ecosystem has alienated and inconvenienced billions of customers (Android users + iOS users) at one time or another. Apple would be the first to defend proprietary systems for their superior customer experience.
I spent 5 weeks in Canada: Quebec and Ontario. Apple Pay, as a contactless payment, was accepted by 99% of vendors even in most remote parts of Quebec.
I paid with my Apple Watch basically everywhere. In many places they were stunned to see that it was possible to pay with a watch, but yet their terminal accepted Apple Pay. There was almost never any advertisement that Apple Pay was accepted, but because contactless payments are accepted basically everywhere, Apple Pay just works.
Since then, when I returned to the US, I started trying Apple Pay everywhere I shop, and I’m finding out that it works in a lot more places than the ones that display the Apple Pay logo.
Nevertheless, it’s a small fraction of vendors who accept contactless payments in the US, whereas in Canada, almost every vendor accepts contactless payments. Even their vending machines accept Apple Pay.
I paid with my Apple Watch basically everywhere. In many places they were stunned to see that it was possible to pay with a watch, but yet their terminal accepted Apple Pay. There was almost never any advertisement that Apple Pay was accepted, but because contactless payments are accepted basically everywhere, Apple Pay just works.
Since then, when I returned to the US, I started trying Apple Pay everywhere I shop, and I’m finding out that it works in a lot more places than the ones that display the Apple Pay logo.
Nevertheless, it’s a small fraction of vendors who accept contactless payments in the US, whereas in Canada, almost every vendor accepts contactless payments. Even their vending machines accept Apple Pay.
So they stomp out all competition, achieve monopoly control, and then LEAVE? That makes zero sense.
I didn’t say extreme poverty, although we are indeed below the line.
If you could live a great life on your first job as a teenager, no one would do anything else.
I'd be a baller in the Taco Bell drive through instead of a professor, but I don't hate on the bell. They paid me money to *hand out tacos*. Who would expect fat paychecks for that?
These retailers really should just stick to their core retail business and stop trying to get into the payment provider business.
I even used Apple Pay at a Starbucks recently. STARBUCKS! One of the first companies to create their own payment app, yet they're not afraid to accept Apple Pay. Walmart are just being stubborn fools.
I even used Apple Pay at a Starbucks recently. STARBUCKS! One of the first companies to create their own payment app, yet they're not afraid to accept Apple Pay. Walmart are just being stubborn fools.
Whenever I can find a way to make my LIFE easier, all for it! I finally found a pump that takes Apple Pay for gas this summer in Nevada, I used Apple Pay to pay for a cab Sunday in Calgary, AB CANADA and slowly but surely I find it available in more places.
The one place that should make taking payment for goods is Wal-Mart. I find myself more and more wanting to skip Wal-Mart all together and just order online. If they would make payment easier then perhaps I would find myself shopping there more often, and Target you aren't escaping this discussion either, why haven't you figured out this is a good thing. You of all people should be looking for the best secure way to collect payments from ALL customers.
The ability to scan, fill electronic cart, and pay from your mobile device is cool, Wal-Mart has this, but it's limited. Why can't Wal-Mart get it rolled out to more of their stores. While I am at it, yes the app should be able to pay using Apple Pay. All point of sale venues within the Wal-Mart eco should take Apple Pay.
Home Depot where are you on this? You had it and then shut it down, bring it back. Why can't the US Gov. forces a total ban on strip and swipe credit cards and only allow chip cards? Why do I have to still trust a waiter to take my card off somewhere to swipe it to pay my bill at a restaurant. Canada has portable machines. This day in age there should be a better way of taking payment for services.
NYC Metro, one of the busiest mass transportation systems in the country and they are rolling out a system starting this year and to be completely rolled out by 2020 that will do away with cards and rely on systems like Apple Pay.
Wal-Mart, shame on you, you have the revenue resource to embrace and offer this tech to all your customers. You have no excuses.
The one place that should make taking payment for goods is Wal-Mart. I find myself more and more wanting to skip Wal-Mart all together and just order online. If they would make payment easier then perhaps I would find myself shopping there more often, and Target you aren't escaping this discussion either, why haven't you figured out this is a good thing. You of all people should be looking for the best secure way to collect payments from ALL customers.
The ability to scan, fill electronic cart, and pay from your mobile device is cool, Wal-Mart has this, but it's limited. Why can't Wal-Mart get it rolled out to more of their stores. While I am at it, yes the app should be able to pay using Apple Pay. All point of sale venues within the Wal-Mart eco should take Apple Pay.
Home Depot where are you on this? You had it and then shut it down, bring it back. Why can't the US Gov. forces a total ban on strip and swipe credit cards and only allow chip cards? Why do I have to still trust a waiter to take my card off somewhere to swipe it to pay my bill at a restaurant. Canada has portable machines. This day in age there should be a better way of taking payment for services.
NYC Metro, one of the busiest mass transportation systems in the country and they are rolling out a system starting this year and to be completely rolled out by 2020 that will do away with cards and rely on systems like Apple Pay.
Wal-Mart, shame on you, you have the revenue resource to embrace and offer this tech to all your customers. You have no excuses.
I've learned that you can sort of use Apple Pay to buy gas at Exxon and Mobil stations by using their app. It works fairly well, but occasionally their servers are down and you'll have to swipe.
I can't wait until they install contactless, or AT LEAST chip readers, on all gas pumps. The only place my card has ever been skimmed has been at gas pumps, and I'm tired of having to pay cash to guard against skimmers.
They install a device in the gas pump's credit card reader that steals your credit card information. It can even intercept keypad presses to get your zip code, or debit card PIN.
https://learn.sparkfun.com/tutorials/gas-pump-skimmers
It's incredibly devious stuff and is the reason I no longer swipe my cards at gas pumps.
[doublepost=1534891714][/doublepost]
Um, I do?
Credit cards are a valuable financial tool. You pay no interest if you pay them off in full each month, and they shield your bank account from from what you're doing, like for example the holds that hotels put on your card when you check in, as well as protecting you from fraud because you never lose access to your money, unlike with a debit card where you're out the cash until the bank reverses the fraud.
Everyone who is responsible with money should have a credit card.
Choosing apple pay is not an act of standing up for your principles, Its a payment method, pure and simple.
tbh, I've found better deals with Walmart over Target, better selection by a long shot, and I get the product in hand, not needing to wait
I seldom shop at Walmart (2-3 times a year at best), but the Target’s refusal to accept ApplePay pisses me off as we shop there fairly regularly.
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When ApplePay first became available, I frequently used it at an IGA in Montreal, Canada. I apparently became somewhat of a phenomenon, because every time I would get to the register all the cashiers would crowd around to watch me pay with my iPhone and not a physical contactless credit card.
I try to avoid Walmart if at all possible, not just because they refuse to accept ApplePay.
I try to avoid Walmart if at all possible, not just because they refuse to accept ApplePay.
I'm sure Walmart is shedding a tear for your lost business. Good to stand on your principle and pay a little more. LOL. That extra effort to pull out the cc vs tapping the phone is soooo much effort. FIRST WORLD PROBLEM.
Apple doesn't have the data? Of course they have the data! They know where you are, when you used the service and how much you paid. Apple might not know what you bought but Walmart still does.
Yet another reason not to shop at Walmart. That company is a disgraceful icon of billionaire greed crushing their employees.