Buying it subsidized and paying the ETF when you need to would result in the same outcome expect you would also have the possibly of letting the contract run it's natural course saving you hundreds in the process
That's true and makes a lot of sense I may just have to resolve myself to signing a contract again. I've always felt it was relinquishing too much power to the carriers.
I wouldn't even hesitate to upgrade if I wasn't worried an LTE iPhone is a possibility this summer though.