Become a MacRumors Supporter for $50/year with no ads, ability to filter front page stories, and private forums.
Status
Not open for further replies.
Debit cards do not protect you against fraudulent activity or shady merchants.

Much more protection from pickpockets, muggers and general carelessness than carrying $3000 in cash though. :D I don't think I've so much as touched real currency in 2 years. (Aside from the $1 bill I found in the washer last week)
 
Not to turn this into a financial advice board, but do not use your debit card to make big ticket purchases. In fact, do not use your debit card to make ANY purchases at all. Debit cards do not protect you against fraudulent activity or shady merchants.

I use my credit cards for all purchases - big and small - but pay them off every month to avoid carrying a balance, paying interest and/or finance charges.

If you make a debit card purchase on an item and have problems with it and the merchant is being difficult, all you have to say is 'chargeback' and they'll act quickly. If it was a debit card purchase, you have no protection.

It really depends on the bank. A few years ago I purchased something at a store with my debit card, and a few months later their database was hacked, and someone cleaned out my account with online purchases made in pounds sterling (important because I'm American). My bank took notice, and I verified which charges were mine and which were not. I got every penny back, but I'm not sure what happened to the hacker.

That said, I won't be purchasing my rMBP with my debit card. It'll probably be on my mom's credit card.
 
It really depends on the bank. A few years ago I purchased something at a store with my debit card, and a few months later their database was hacked, and someone cleaned out my account with online purchases made in pounds sterling (important because I'm American). My bank took notice, and I verified which charges were mine and which were not. I got every penny back, but I'm not sure what happened to the hacker.

That said, I won't be purchasing my rMBP with my debit card. It'll probably be on my mom's credit card.

Smart move - let your mom pay for it. :)
To be honest, the only reason I have my debit card is I'm too lazy to request an ATM-only card from my bank.
I have many affinity credit cards and I'm all about miles and hotel points. When I have to pay for something with cash or a check, I feel ripped off - all those miles.
 
It's a moot point. Go back two or three months in this thread; people have already thoroughly debunked the idea that a new MacBook Pro would come with anything other than Iris Pro.

Because said people work for Apple, right?

Said people have as valid of opinions as those who said the Titanic couldn't be sunk.. nothing more than speculation.
 
Not to turn this into a financial advice board, but do not use your debit card to make big ticket purchases. In fact, do not use your debit card to make ANY purchases at all. Debit cards do not protect you against fraudulent activity or shady merchants.

I use my credit cards for all purchases - big and small - but pay them off every month to avoid carrying a balance, paying interest and/or finance charges.

If you make a debit card purchase on an item and have problems with it and the merchant is being difficult, all you have to say is 'chargeback' and they'll act quickly. If it was a debit card purchase, you have no protection.

That's a ridiculous suggestion to not use your debit card at all. I don't have a credit card and have no interest in getting one. I will gladly purchase my rMBP with my debit card.

I can't remember the last time I even made a purchase from a merchant that was considered shady. So most of your advice doesn't apply.
 
That's a ridiculous suggestion to not use your debit card at all. I don't have a credit card and have no interest in getting one. I will gladly purchase my rMBP with my debit card.

I can't remember the last time I even made a purchase from a merchant that was considered shady. So most of your advice doesn't apply.

Ok. Enjoy your debit card purchases.

For the rest who may be interested in financial/purchase security: http://www.cbsnews.com/8301-505146_162-57365965/4-reasons-to-use-credit-cards-versus-debit-cards/
 
Just got word from a friend who works with Apple support.

Apparently the new Macbook Pro will be released this fall, though he didn't have an exact date.

Just thought I would add some actual rumour to this thread :)
 
There is a 14-day return policy. No way can you return it or even exchange.

You get 14 days at the Apple Store to return it. I work for an Apple Store and we do not go beyond that policy unless it's a special circumstance.

Already approved via manager. I got it confirmed in advance.

That's not really an option that works for me. This will be my first rMBP and there's no point of transferring all my files and data just so I repeat the process 2 weeks later. I'll just wait and hope Apple releases something soon AND my laptop holds up in the meantime.

Yeah, it can be a pain. This laptop is all setup how I want now, so I definitely know how you feel. If a new laptop is so compelling, it better be compelling enough for me to burn a single afternoon on setting up a computer I am going to use for several years. If it isn't worth that time, I probably shouldn't be buying it.
 
Ok. Enjoy your debit card purchases.

For the rest who may be interested in financial/purchase security: http://www.cbsnews.com/8301-505146_162-57365965/4-reasons-to-use-credit-cards-versus-debit-cards/

lol dude. It's ok. We all know the risks and benefits of using credit vs. debit cards. No need to be so extreme about it.

----------

Just got word from a friend who works with Apple support.

Apparently the new Macbook Pro will be released this fall, though he didn't have an exact date.

Just thought I would add some actual rumour to this thread :)

Nothing new, but welcome.
 
Just got word from a friend who works with Apple support.

Apparently the new Macbook Pro will be released this fall, though he didn't have an exact date.

Just thought I would add some actual rumour to this thread :)

tell us something we already dont know that it will be released this fall plus people who work for apple support dont know nothing.
 
It really depends on the bank. A few years ago I purchased something at a store with my debit card, and a few months later their database was hacked, and someone cleaned out my account with online purchases made in pounds sterling (important because I'm American). My bank took notice, and I verified which charges were mine and which were not. I got every penny back, but I'm not sure what happened to the hacker.
While it is true that credit cards generally provide more security, I am not aware of any debit card which provide no security at all. Typically the terms to make a claim are shorter on a debit card (like 30-60 days instead of 90-120 or more for a credit card), but they are still there, in addition to the automatic checks the bank does etc.
 
Hmm this waiting game is getting silly. 'Maybe tomorrow....'

And I am inclined to agree with the guy who said it might be Feb. Although that seems arbitrary too. Could be 'never'. Imagine the crying if they have a keynote in Oct and no MBP. Just iPads. In lots of different colours.

So... Who wants to print this thread and mail it, one page at a time, to Tim Cook?
 
Okay, so show me this evidence why we're going to see a MacBook Pro refresh by the end of October. You just finished saying why we won't see a lot of evidence, but is there *any*? Benchmarks in Geekbench (beyond the two that appeared months ago)? Lists of new model numbers? Shortages of current MBP models in stores?

And why do you say the new Mac Pro will be released at the same time as Mavericks? What's your basis for this, aside from "it seems to make sense" which Apple has controverted time and time again?

There is no evidence, just like there is no evidence that there wont be a refresh.

I was just saying there is just as many reason to think there is going to be a refresh as there is not going to be a refresh.

You can look through all my post, I never for once believed there would be a refresh anytime in June or any part of the Summer. But I can assure you we will see the rMBP along with the MacPro and Mavericks this fall all together. How do I know this? Where is my evidence? There is none, thats the point of this board. It is not my fault people keep throwing numbers against the wall and everyone seems to believe them over and over again :p
 
Smart move - let your mom pay for it. :)
To be honest, the only reason I have my debit card is I'm too lazy to request an ATM-only card from my bank.
I have many affinity credit cards and I'm all about miles and hotel points. When I have to pay for something with cash or a check, I feel ripped off - all those miles.

She's not paying for all of it... It's just easier for her to order it online for pickup or ship it to her where sales tax is less and I can get it at Thanksgiving (not ideal, but it saves some money). Either way it's easier for her to charge it rather than sending me the money. Personally I'm hoping for a small price drop. Then I can probably get her to order it for pickup and I can get it sooner :)

----------

So... Who wants to print this thread and mail it, one page at a time, to Tim Cook?

Yes!! It's also tempting to bombard him on Twitter.
 
While it is true that credit cards generally provide more security, I am not aware of any debit card which provide no security at all. Typically the terms to make a claim are shorter on a debit card (like 30-60 days instead of 90-120 or more for a credit card), but they are still there, in addition to the automatic checks the bank does etc.

This is wrong. It's a "push" transaction vs. a "pull" transaction. If you care about the details, read all about it in the UCC. But long story shorty, with a CC, the burden is on the credit card company, since they've paid and are just seeking to get reimbursement from you. With a debit card, you've already taken the money out of your account and put it in someone else's hands.

But don't let anyone tell you what to do.
 
But don't let anyone tell you what to do.

19155_311867039274_311861974274_3405925_4171252_n.jpg
 
Maxed out Laptops for College Students.

Let me put an end to this undying discussion. The top journalism school in the nation which my girlfriend attends is ASU Walter Cronkite School of Mass Communication and Journalism. They are using Adobe Premiere CS6 this semester (it is required for every student). They are also using high end cameras and audio devices. She has a 2011 MBP 15" with 2.0GHZ i7 processor and upgraded 8GBs of RAM.

To edit and render a video clip lasting longer than 10-15 minutes literally pushes her laptop to it's limits. It is clean, well maintenanced, has all of the programs installed correctly through her school. in 2011 that was one of the top of the line laptops coming in around $2000USD. I think some college students are justified in their purchase of a high end MBP. Especially since it is an investment that is supposed to last you through your college career 3-8 years. I've heard enough of people saying that you don't need it to write essays. Some students actually need it to design, edit, post process and create. English major vs Computer/Science/Film major.
 
What a terrible last few weeks it's been. First the rMBR not being announces and then Valve not announcing HL3.

All hope is lost.
 
That sounds very comfortable. I like comfortable. But how about Parallels forcing you to upgrade quite often
No "forced" upgrades for me, at least not yet. Now, I will likely spring for Parallels 9 due to the reports of it working more efficiently, and working well with Mavricks, but that's my choice.

As to the general question of upgrades, the impression I've developed of the virtual machine scene is that all of the available options have had a *lot* of maturing to do over the past few years. Assuming that is the case, I'd *want* to be regularly upgrading to get better software. This field doesn't appear to have yet reached the level of maturity where the "improvements" are debatable, like Win 7 vs. Win 8, or Office 2007 vs. Office 2010.
 
Let me put an end to this undying discussion. The top journalism school in the nation which my girlfriend attends is ASU Walter Cronkite School of Mass Communication and Journalism. They are using Adobe Premiere CS6 this semester (it is required for every student). They are also using high end cameras and audio devices. She has a 2011 MBP 15" with 2.0GHZ i7 processor and upgraded 8GBs of RAM.

To edit and render a video clip lasting longer than 10-15 minutes literally pushes her laptop to it's limits. It is clean, well maintenanced, has all of the programs installed correctly through her school. in 2011 that was one of the top of the line laptops coming in around $2000USD. I think some college students are justified in their purchase of a high end MBP. Especially since it is an investment that is supposed to last you through your college career 3-8 years. I've heard enough of people saying that you don't need it to write essays. Some students actually need it to design, edit, post process and create. English major vs Computer/Science/Film major.

I think the Newhouse School of Public Communications at Syracuse University would like to have a word with you...
 
Status
Not open for further replies.
Register on MacRumors! This sidebar will go away, and you'll see fewer ads.