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Apple Charges Customer 122 Times for Lion
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That's not a bad idea really.
On the other hand, if you use a credit card. You can just contact the CC company and report it under a bad/fraudulent transaction and they'll cancel the transactions while the investigation runs it's course.
This way you can resume your life (ie pay your mortgage) and let the CC company do its job.
I do like the idea though, but does the limit card ever expire? If it does, can the amount be transferred to an updated card?
Hey... look down there! You need that thing down there! Yeah, go on, you can get it! Go GET that...
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clue
Do you have any idea how little 4K is in the real world? Wonder why so many people are in trouble when they're out of work for a month?
Consider the $30 for Leopard plus the daily Starbucks + Netflix + Cable + iPhone service + electric + water/sewage + mortgage + property taxes + home insurance + car payment + car insurance + gasoline + groceries, etc. etc. If you've got 4K in the bank and you think you're sitting pretty you're sadly mistaken. Nevermind if you have kids, get sick, need a new roof, etc. $30 here and $30 there, over the course of a year, can do more damage than some large purchases.
How does a person decrease his chances of being in the soup line in a month if he loses his job? If you have no income, you have to spend less.
And anyway, the victim in this case is the one who brought up his mortgage. His mortgage has absolutely nothing to do with some technical glitch at Paypal/Apple/etc. He opened the door for personal scrutiny.
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Someone's a bit out of touch with reality.
He clearly owns a house, likely a car, and some money might be invested elsewhere. Having about $4K in a checking account doesn't make him some bum on the street. Especially if he's single.
They don't make you pay right away if it's a charge dispute. At least mine doesn't.
All forum members who do not own an AMEX. Go and pick one up. A little friendly advice.
Do not use credit cards (i.e. Visa / Mastercard)
Get an Amex charge all your weekly food / itunes / utilities your entire life on it.
Pay it off each month so the balance is zero. Do this every single month. It's safer b/c you aren't carrying around cash, AMEX is awesome at fraud protection, maybe the best at it and they have great customer service and have if not the best one of the best rewards programs.
Just do not be late in paying or not pay. They will wack you over the head with a mallet with fees and charges b/c it's not a card you carry a balance on.
Do not use credit cards (i.e. Visa / Mastercard)
Get an Amex charge all your weekly food / itunes / utilities your entire life on it.
Pay it off each month so the balance is zero. Do this every single month. It's safer b/c you aren't carrying around cash, AMEX is awesome at fraud protection, maybe the best at it and they have great customer service and have if not the best one of the best rewards programs.
Just do not be late in paying or not pay. They will wack you over the head with a mallet with fees and charges b/c it's not a card you carry a balance on.
You can request any card issuer to set a limit. It will usually remain when they issue you a new card to replace one that expires as well. It's a great thing for kids and college students as a way for parents to help teach financial responsibility.
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This is why i am a huge advocate of itunes cards. I usually take twenty bucks out of my paycheck and invest in a itunes card for apps music and all that goodness. Paypal, while convienent is more trouble then its worth. The less people with direct access to my bank accounts, the better.
This is why i am a huge advocate of itunes cards. I usually take twenty bucks out of my paycheck and invest in a itunes card for apps music and all that goodness. Paypal, while convienent is more trouble then its worth. The less people with direct access to my bank accounts, the better.
I've had this happen with an itunes tv show. Was charged twice and it was only 4 dollars. I've also had purchases that never downloaded and disappeared from my download cue. After a few emails back and forth with Apple they refunded my purchase.
But that was my wakeup call. I never again trusted itunes and will not the app store.
But that was my wakeup call. I never again trusted itunes and will not the app store.
Here's another vote for just going to the store and buying a disc. Doesn't seem to me like the App Store is quite ready for the big time.
Well technically, you can only buy Lion once using one Apple ID. Trying to buy it again just throws up the you bought it, do you want to download it again for free?
So seems like a glitch with Apple on this one.
So seems like a glitch with Apple on this one.
Maybe he just got sick and that's why he has < $4k in the bank? That was my situation earlier this year. I bounced back from it, but I would have paid $29 for Lion at the time. Lion for me isn't a "luxury." I'm a developer. It pays the bills.
He mentioned he was using iTunes Beta. So chances are he too is a developer.
Steve Jobs will be calling the poor guy shortly to personally apologize and send send him a brand new iPad. Or maybe Jobs will just pay off the guys mortgage 
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5 charges
I was charged 5 times for my lion download...Apple is not responding to my emails and giving me the run around on the phone.
I was charged 5 times for my lion download...Apple is not responding to my emails and giving me the run around on the phone.
The victim dragged his mortgage into the story to increase the shock value (e.g. introduce the "human element" of his story which would otherwise simply be a technical discussion. Would it read the same if he said he was going to blow 4K on a rare pair of Air Jordans, but now he can't afford it? He should have just went for the full monty and said that he can't afford a kidney transplant now.
Let's assume:
July 15: Payday. Bank account balance $4,000
July 27: Buy Lion. Balance $3,971
July 28: Pay $2,000 mortgage. Balance: $1,971
Some more expenses in between. Balance never drops below $500.
August 15: Payday. Bank account balance up to $4,000.
Doesn't seem so irresponsible. Now, let's try this again:
July 15: Payday. Bank account balance $4,000
July 27: Buy Lion Apple screws up. Balance $121.60
July 28: Pay $2,000 mortgage....oh crap. He only has $121 in his account.
This is EXACTLY why I never have, and never will, allow any company to automatically bill me...whether it's billing my credit card or doing an automatic withrdawl from my bank.
Although I worry about mistakes, I worry more about the "it's not us, it's them" excuse.
Although I worry about mistakes, I worry more about the "it's not us, it's them" excuse.
Gotta love the "why is he spending $29 if he's only got $4000 to his name?" comments.
Hey kids: You can comment on personal finance issues when you start paying for your own groceries. Now, step away from the iMac that your parents bought for you and go do something outside. It's summer, for crying out loud.
Hey kids: You can comment on personal finance issues when you start paying for your own groceries. Now, step away from the iMac that your parents bought for you and go do something outside. It's summer, for crying out loud.
All credit cards expire and all credit card companies reserve the right to change your rate or limit based on many factors. Chase will raise my rate to 29% if I am late on a payment with another creditor. So if I am always on time with them, but am late on my mortgage they will rase my rate.
Exactly what I do. I charge everything I can to my Amex. I wish I could pay my mortgage with it.