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Apple Charges Customer 122 Times for Lion
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This is exactly what I do, here in the UK they have a reward system where you can swap points for iTunes and Amazon vouchers.
I've had around £200 of vouchers in the last year alone just through using the AMEX instead of the debit card. Also any purchase over £100 you get the insurance and protection from the card company as well. So if there are any problems the card company is just as liable as the place you bought the item and manufacture.
Well, well, the joys of digital purchases... I bet this guy now wishes he could have went to a shop and bought a box. 
Seriously, even if this happens only once it is way too often.
Seriously, even if this happens only once it is way too often.
At least the guy has his own house and pays for it with his own money. And you probably live in your parents' basement and trying to invent something, when it's clear its not going to happen.
Yes, PayPal transfers are ACH transactions. You have two business days to notify the bank and they will immediately reverse the fraudulent charges. PayPal will then be out that money, so if it is their fault, problem solved, otherwise it will be up to them to sort it out with Apple. This is regulated by federal law, you don't have to deal with stuff like this. However, to make it easier on yourself, I agree with the posters you recommend a credit card for any electronic transactions. There is even more federal law protecting you there, so one call to them and the problem goes away. This isn't rocket science, this kind of thing happens to people everyday in any given type of transaction.
I'm sorry but this is funny if you think about it... At 122 times this is still almost cheaper then Microsofts high end package for their desk top OS... Look at what a copy of non system builder Windows ultimate is.. all jokes aside, this would only be a story if Apple didnt corect the issue.. On the other hand, when would microsoft ever lower their price to the same range that Apple is sitting at.. Microsoft is bloated in more ways then one.
That's why I gave up on PC after using it for 25 years..
That's why I gave up on PC after using it for 25 years..
If $3900 was the only thing between me and homelessness, I would reconsider priorities. This is not making a judgment on how much $3,900 means to certain people. It is the relative value of a completely discretionary $33 software upgrade and $3,900.
I know a lot of people with only $5K in the bank that would love an iPhone. But they can't afford it. This is the current issue in America in a nutshell. Sorry for the digression but when I read rants about how someone cannot pay their mortgage because they "had to have" the latest Mac app the day it was released, it strikes a nerve.
I second the AMEX compliment comment!
But first, why would anybody use paypal to download programs from the AppStore or ITunes. Seems extremely odd!!!!!!!!
AMEX and many other cards would immediately dispute the charge, and provide an immediate credit to your account!
But first, why would anybody use paypal to download programs from the AppStore or ITunes. Seems extremely odd!!!!!!!!
AMEX and many other cards would immediately dispute the charge, and provide an immediate credit to your account!
autrefois
macrumors 65816
So exactly how much should you have in the bank before you make a $29.99 purchase? Please enlighten us...
Some people don't have credit cards (for whatever reason). However, merchant dispute resolution and fraud protection are two very good reasons to have a credit card.I second the AMEX compliment comment!
But first, why would anybody use paypal to download programs from the AppStore or ITunes. Seems extremely odd!!!!!!!!
AMEX and many other cards would immediately dispute the charge, and provide an immediate credit to your account!
So some people will use PayPal and link it to a bank account. Sadly, a few are foolish enough to link it to a primary checking account.
By far the safest way to fund iTunes or App Store purchases is to buy gift cards and refill your account that way. There's no way I could be double charged to download Lion; there's not enough in my iTunes account right now to cover the second charge.
The two should split the payment immediately and work **** out afterwards between each other. Both are soaked with money and I doubt this man is.
I totally had to log in just to vote this down, even though 41 others already had. Possibly the jerkiest comment I've ever seen on macrumors. Is it lonely up there on your ivory pedestal?
I guess I am in pretty bad shape then but I refuse to let that control what I spend my little bit of cash left over on each month.
I have never had $4,000 in the bank. I have about $1,500 on average and that goes to pay my mortgage, gas and all other expenses. The money that doesn't make it to the bank goes for food and whatever else I want. It's usually only about $300 but I'm fine with that and have no problem spending it on a monitor or software or whatever else I want to spend it on. I'll be 50 in a few years, good health that I know of, with no money for retirement but thats also representative of a huge amount of Americans. I also have no insurance so I don't go see doctors. Haven't been to a doctor since the 80s.
Anyways, I just purchased season five of Dexter so I have me some downloading to do. Oh and I paid for it with a Visa gift card.
So I have $3900 in my checking/savings. My mortgage is coming up (lets say $1500. but right after my mortgage is due my paycheck should hit. I need some food and have other expenses, maybe $300 before my next paycheck. So that leaves me $1100 and the expectation of future income. You're saying I should very carefully evaluate a $30 purchase that would only be made every couple of years (I don't buy OS's every day)? That I can't afford it?
This is Apple's or Paypal's fault for charging someone 122 times when they did not purchase it 122 times. They need to be quick and prompt in fixing it.
I agree that it is best to link iTunes etc. to a credit card rather than your bank account and many of the other security suggestions here, but this is the merchants' fault.
Well, well, the joys of digital purchases... I bet this guy now wishes he could have went to a shop and bought a box.
Seriously, even if this happens only once it is way too often.
And maybe a credit card machine in a shop could accidentally overcharge a customer due to a glitch. It's all technology dude.
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PayPal+iTunes is the absolute kiss of death. Better to just use your credit card with iTunes. When those idiots at PayPal couldn't communicate properly with iTunes one $99 purchase processed hourly until I found out and told my bank, Apple, and PayPal to stop it.......Then, I had to wait 10 days to get my money back because of PayPal's policies.
PayPal+iTunes is the absolute kiss of death. Better to just use your credit card with iTunes. When those idiots at PayPal couldn't communicate properly with iTunes one $99 purchase processed hourly until I found out and told my bank, Apple, and PayPal to stop it.......Then, I had to wait 10 days to get my money back because of PayPal's policies.
It is 100% Apple or Paypal's fault.
And yes I would reconsider discretionary items if I had $1100 in the bank and approx. $2000 of monthly expenses.