If someone cannot pay mortgage after being hit for $3900, then I think a discretionary Lion upgrade and these other 116 apps he bought prior (assuming not all free apps) is being a bit financially irresponsible IMO.
Unless he was exaggerating.
Why? Do you know anything about the time frame over which he purchased those other apps? Lets call it 2 years. He is not allowed to spend $60-80 a year on discretionary stuff? I try to be fiscally conservative but things change. Maybe his mortgage is $500/month. He had more than 6 months worth of payments in his account. That is not irresponsible. Maybe he just purchased a car last month and that depleted his savings and he is building it back up. YOU DON'T KNOW!!!!