Yeah, I never used to buy AppleCare. I now have it on every Apple product I own, with the exception of AirPodds (not sure if they even offer it on that product).
I still don't buy it.
Instead I just don't buy any Apple product that I think 'needs' it.
I simply won't buy an apple product anymore that I think will fail, break or bend with the way I intend to use it.
So, for instance, for me to decide to buy a current model iPad Pro, that would include a conscious decision to treat it with kid gloves, not put it in a backpack for sure, maybe even find a special metal case I could carry it around it so it won't bend.
That's why this issue fires me up. There are less apple products that I 'trust' than I used to. I won't buy their laptops because I have heard about, and personally seen the keyboard issues. And I won't buy products that I think will bend with relative ease, because I've already had phones that have bent with normal use.