I really don't know where to begin with this BS:
"
loss of ApplePay ! " - No, you don't trust facial recognition then use a passcode just like you can right now:
"Every transaction on your iPhone, iPad, or Mac requires you to authenticate with Touch ID
or your passcode"
https://support.apple.com/en-us/HT201469
"companies will sell their Facial Recognition "databases" to Advertisers !" - No, the facial recognition "database" is stored on your phone which simply says "yes" or "no" to authentication.
"Hackers obtain the databases of Facial Recognition images" - No, TouchID stores images of your finger print in the secure enclave on your phone, has this ever been hacked? No. Your facial recognition model will be stored in the same secure enclave.
What should be a "tremendous worry for everyone" is how little the average iPhone user understands technology.