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I called Apple. I talk to a very nice lady. She was very knowledgable about the upgrade program.

1) At 12:01 PT you select the phone and it will be on "hold" for you.

2) There will be a choice to get the phone using Apple upgrade program.

3) You do the appointment. Go, to the store.

4) They will run your credit (soft pull). You will need a valid credit card and proper ID.

5) If approved, you just wait for the phone. If declined, they will give you the option to pay for the phone full price.

If declined, also to possibly select one of the carrier's programs? I don't see why they wouldn't. Main thing is that you don't loose out on the phone you reserved, but still have the carrier's options.
 
I'd recommend just talking with Apple directly. You'll get like 10 different answers here.

What do you mean that you could buy it outright and finance it? I was planning to finance it via apple and then use the current sim plan on it. i think i need to visit apple tomorrow and inquire about it.
 
This is not right. You will owe 24 payments. At 12 payments if you get another phone you owe 24 more payments, and turn in the old phone. You will pay for what you've purchased and there is no savings I see.

Tell me why I am wrong?

No, I wouldn't. I could trade in the phone on Next in 12 payments, or trade in the phone on the upgrade program after 12 payments. Otherwise, I'd have to pay off the phone in 12 on the upgrade program, or another 8 in Next 12. The difference is the amount that would be paid in 12 month's time. You'd be paying less on the Upgrade program than you would on Next 12. After that 12 months, it would start to even out. That's why the big advantage comes at the 12 month mark. After that, the advantage goes away.

BL.
 
I was under the impression that if your check/debit has a Visa/MC logo on it that it can be ran as credit. We will find out in about 20 minutes.
 
I was under the impression that if your check/debit has a Visa/MC logo on it that it can be ran as credit. We will find out in about 20 minutes.

I thought the same, but it looks like the site is saying otherwise. I hope it could, but either way, I'll be covered. It's the others that will be screaming bloody murder and spitting epithets as they'll be finding out the hard way.

BL.
 
Not sure if this was stated, but does anyone know if I choose to do the Apple upgrade program if I'd be able to keep my same unlimited data plan I'm grandfathered in with on AT&T?
 
I've read it and it's pretty standard. I don't have a problem with it.

This part might turn people off from it.

Timing. You must exercise your Upgrade Option prior to the expiration date of your Installment Loan.

Obviously Apple can help you do this but you should be mindful of the below.

Data on the Financed iPhone. You are solely responsible for removing all data, including confidential and personal data, from the Financed iPhone prior to the trade-in. It is your sole responsibility to back-up any files or data from your Financed iPhone that you wish to retain prior to trading-in your Financed iPhone. Data recovery is not a part of the iPhone Upgrade Program and neither Apple nor the Trade-In Service Provider accept any responsibility or liability for any lost files or data.

Apple has posted the terms and conditions for the plan:
http://www.apple.com/legal/sales-support/iphoneupgrade_us/
 
If declined, also to possibly select one of the carrier's programs? I don't see why they wouldn't. Main thing is that you don't loose out on the phone you reserved, but still have the carrier's options.

I agree. But remember, the phone you reserved in the first place is unlocked. If they let you go with a particular carrier program I doubt they will give you the unlocked phone you reserved in the first time. Maybe you can place a new order there and hope that there are no delays for the particular model/size/color you want.

This is just speculation from my part. I maybe wrong. :)
 
I've read it and it's pretty standard. I don't have a problem with it.

This part might turn people off from it.

Timing. You must exercise your Upgrade Option prior to the expiration date of your Installment Loan.

What's a turn off about the timing? It's saying you need to upgrade before you totally pay off the phone. If you choose to fully pay off the phone, then you own it outright, and why would you turn it in for an upgrade? If you want a new iPhone in the upgrade program after you pay off the last phone, you can simply reapply for the upgrade program. But if you're paying it off completely, why are you using the upgrade program? You could either buy it on contract or buy it with 24-month financing and save a little money.
 
I've read it and it's pretty standard. I don't have a problem with it.

This part might turn people off from it.

Timing. You must exercise your Upgrade Option prior to the expiration date of your Installment Loan.

yeah after reading through this is the part that will turn me off. I don't want to be HAVE to upgrade within 2 years. If I want to keep the phone longer than that I should be able to. Oh well at least they let us read it before midnight

(edit)Nevermind I just realized what that meant. I have to upgrade before the end of loan but I can still pay it off if I want and keep it forever. I blame just waking back up
 
Dumb question. How do I "buy" via the upgrade program on Apple's site? I didn't see that anywhere on the store page prior to it going down.
 
in 1d:

Wireless Service Activation. The Financed iPhone requires activation on a new or existing wireless service plan with an eligible carrier under the carrier’s terms, and may be subject to an additional fee charged by your carrier.
So sounds like this would work for folks with existing contracts.
 
As someone just posted above here some people don't want to upgrade within 2 years.

Now, I don't see anything in there about buying the phone outright and keeping it. It sounds like you're renting the phone here. If you bring in the phone damage they make you use your apple care+ service.

It literally says you must upgrade within 2 years.

What's a turn off about the timing? It's saying you need to upgrade before you totally pay off the phone. If you choose to fully pay off the phone, then you own it outright, and why would you turn it in for an upgrade? If you want a new iPhone in the upgrade program after you pay off the last phone, you can simply reapply for the upgrade program. But if you're paying it off completely, why are you using the upgrade program? You could either buy it on contract or buy it with 24-month financing and save a little money.
 
Dumb question. How do I "buy" via the upgrade program on Apple's site? I didn't see that anywhere on the store page prior to it going down.

I assume you use the same steps as if you were buying on contract or outright, and you'll be given an option to reserve a spot to go to the store for the upgrade program.
 
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Yep. All you're doing is financing the phone. It just needs to be activated with a carrier Apple states is eligible.

in 1d:

Wireless Service Activation. The Financed iPhone requires activation on a new or existing wireless service plan with an eligible carrier under the carrier’s terms, and may be subject to an additional fee charged by your carrier.
So sounds like this would work for folks with existing contracts.
 
As someone just posted above here some people don't want to upgrade within 2 years.

Now, I don't see anything in there about buying the phone outright and keeping it. It sounds like you're renting the phone here. If you bring in the phone damage they make you use your apple care+ service.

It literally says you must upgrade within 2 years.

If you have paid all the payments, then you've paid the full price of the phone. You've also agreed to make 24 payments, so they can't charge you for more than 24 payments. If you've paid the full price, and they aren't charging you for it, then how do you not own the phone?

And again I ask, if you're going to wait 2+ years to upgrade, why are you using the upgrade program? Buy the phone on contract or buy it at full price with 24-month financing. It will be cheaper, you won't be forced to get AppleCare+ if you don't want it (or you can cancel it for a prorated refund), and you won't have to worry about being "forced" to upgrade.
 
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No I hear ya I'm just saying.

If you have paid all the payments, then you've paid the full price of the phone. You've also agreed to make 24 payments, so they can't charge you for more than 24 payments. If you've paid the full price, and they aren't charging you for it, then how do you not own the phone?

And again I ask, if you're going to wait 2+ years to upgrade, why are you using the upgrade program? Buy the phone on contract or buy it at full price with 24-month financing. It will be cheaper, you won't be forced to get AppleCare+ if you don't want it (or you can cancel it for a prorated refund), and you won't have to worry about being "forced" to upgrade.
 
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