iOS 11.2 Public Beta Update Introduces Apple Pay Cash

[dontwalkhand]

The world needs Apple Pay Cash tip jars at coffee shops...

Umm that’s the regular credit card terminal. If the place takes tips, the terminal asks you.

 

[PTVMan]

I went through a verification process that asked for the last 4 digts of my SSN, then the full SSN, a scan of the front and back of my drivers license, and then got a screen that said verification failed. Anyone else got through this?

 

[asopublic]

Ah, you can't send cash to yourself in Messages. I was going to send myself $100 every few minutes because I love me!

 

[TrueBlou]

What's the fee for sending/receiving money?

3% for credit cards and zero for debit cards.

 

[Delorean2006]

running the dev build, I set everything up, but now I tried setting up the add money part and it keeps crashing, is it because its the dev build or is it because its just not working or should I try restarting my phone? I'm using it on my iPhone 8 Plus

 

[KeepCalmPeople]

Apple is looking to make interest off the collective balances held in all those virtual accounts...

 

[Boatboy24]

My Watch is ready...

 

[TrueBlou]

I still want to know how safe it is? Is it like cash where once I have the money, I have it? No risk of chargeback, etc? Or is it like Venmo where you can get ripped off if you use it for craigslist sales?

This far, no mention of chargebacks, I don’t believe they are implementing it. However if you’re that worried, transfer it to your bank as soon as you receive it.
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Why would someone use this over PayPal?

If you’re anything like me, to avoid the big ass fees PayPal take off me.

 

[iGrizzly]

BRB, using my twin's phone to steal their money thanks to failures of FaceID.

Dramatic much?

 

[PTVMan]

My Watch is ready...

Did you have to go through a verification process on you iPhone first?

 

[asopublic]

Umm that’s the regular credit card terminal. If the place takes tips, the terminal asks you.

The terminal never asks me, but the tip jar asking for tips is right there and so I have to dig out cash and hope I have change. Paper bills are a pain.

 

[justinwebb]

Verified me right away, no drivers license needed.

 

[brianlbaker]

On my 6Plus, I downlosed the PH@, but when it tries to verify, it fails and says it did so because I am no longer connected to the internet.

Launching a browser shows that not to be accurate, but it happens again when I retry.

Finally, I rebooted the phone, but still the same. Anyone else getting this?

 

[subjonas]

Hmm the two-factor authentication requirement might be too big of a hurdle for mass adoption.

Question: Can you use your Apple Pay Cash balance toward purchases made via your other Apple devices?

I'm confused on how this works for the recipient of the funds. Are they able to use those funds with merchants via ApplePay only? Or can the recipient transfer the incoming funds to their linked bank account and then have the funds available via their debit card?

Either. You can use the funds immediately anywhere Apple Pay is accepted, or you can tranfer it back to your bank account.

 

[brianlbaker]

Sorry, I didn't get this reference even though I heard how instant ramen is a form of cheap food for college students in the States. Ramen is a comfort/luxury food over here and we call instant ramen "instant noodles"

Can anyone help explain this?

I think they are hinting that Ramen is code for something else. Back in my day, and it shows how old I am, the was the price of an ounce of pot.

 

[procrastinasn]

Why would someone use this over PayPal?

1. Easy to enable for any iOS user (only requires iCloud)
2. Don't need to create PayPal account
3. It's not PayPal

 

[TwoBytes]

iMessage in the cloud

Can you explain this? I'm not following.

https://www.macrumors.com/2017/08/07/whats-new-in-ios-11-beta-5/

 

[hagar]

Just what we need, another US only feature. Knowing this will never come to where I live (Belgium) makes that Apple premium even harder to swallow. Just let me talk to Siri on ATV already!!

 

[iDaz46]

Wishful thinking I know, but can anyone running the beta in the U.K. check if it’s available for us brits?

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Wishful thinking I know, but can anyone running the beta in the U.K. check if it’s available for us brits?

Just tried and not available on iPhone or iPad.

 

[bbfc]

I wouldn’t touch these new pay systems with a 10 mile barge pole with iOS 11 in it’s current bug filled mess! I haven’t had Apple Pay work since the last update...

I tried to watch a You Tube video on Touch Arcades website the other day and it crashed Safari completely...

It’s an utter fudging mess, I have never had as many crashes and bugs in several years of iOS use as I have had with iOS 11!!

I use Apple Pay almost daily and it works without issue, and I've been using the developer previews. Never had an issue.

 

[Intellord]

I tried the whole verification procedure with driver's license and all but it failed. Now I have this in my Wallet.

Same here, I've tried contacting Apple Support without much success.

 

[mellomike]

I just did a transfer with a friend and no issues. Setup was fast and easy. However it took a minute to figure it how to enable it. But I’m sure in the final build Apple will have a guide or something.

I setup my bank also and it was easy. So far, so good.

 

[Kyle-K]

Showing up for me in the UK

Are you able to set it up with a UK bank account? I thought/assumed it was US-only...

Anyone know if it’s showing up in Canada?

Apple Pay via messages isn’t available U.K

It definitely says it's US only.

It's apparently a Discover Debit card according to Wallet.

Correct, "Apple Pay Cash is a service provided by Green Dot Bank, member FDIC."

Yeah, that's not going to have merchant compatibility issues at all.

Pretty much.

 

[H3LL5P4WN]

I just did a transfer with a friend and no issues. Setup was fast and easy. However it took a minute to figure it how to enable it. But I’m sure in the final build Apple will have a guide or something.

I setup my bank also and it was easy. So far, so good.

How?

I see nothing to tell it to use my debit vs my credit card.

 

[darkarn]

I think they are hinting that Ramen is code for something else. Back in my day, and it shows how old I am, the was the price of an ounce of pot.

Ah I see, thanks, I didn't think about this possibility