Saw this in another thread scroll down into the chat with the rep.
Here is my conversation with Apple today.
It seems to me, that if you are in the middle of a contract (not a Next or Installment plan) you can use the iPhone Upgrade Program. And when you reserve the spot, you will receive the phone that day.
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Ignore the part about 18 months, he must have thought he was in a different chat.
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